The RBI has announced significant amendments to interest rate regulations for loans, gold/silver collateral, and Perpetual Debt Instruments...

RBI loan FAQs: Lenders are required to offer fixed interest rate options for all personal loan categories such as home loan, car loan etc. ...

The Reserve Bank of India has mandated banks to provide fixed interest rate options for all equated installment based personal loans. Banks...

RBI Ombudsman: Facing any issue with your bank? First try to solve it by filing a complaint, etc. If it is still not solved you may approac...

Bank unions AIBOC and AIBEA have opposed the Reserve Bank's move to allow lenders to settle loans of wilful defaulters under compromise set...

“The principle underlying the Digital Lending Guidelines is that a LSP should not be involved in handling of funds flowing from the lender ...

With effect from December 20, 2022, Home Development Finance Corporation Ltd. (HDFC) increased its Retail Prime Lending Rate (RPLR) by 35 b...

As the Reserve Bank of India once again raised the repo rate by 50 basis points (bps), to 5.90% in September 2022, home loan interest rates...

SBI has increased its home loan external benchmark lending rate (EBLR) to 7.05 percent, while the RLLR will be 6.65 percent +CRP. According...

"The Resolution Framework does not require any resolution plan in any form to be submitted to the lending institutions at the time of reque...

Following directions from the Supreme Court, the government had last month announced the scheme for grant of ex-gratia payment of differenc...

Last Friday, the government had announced the scheme for grant of ex gratia payment of difference between compound interest and simple inte...

For payment to credit card holders, the relief will be calculated using the interest rate charged by the bank for converting outstandings i...

The Reserve Bank of India (RBI) has permitted banks to restructure loans to real estate companies on the basis of the project rather than t...

Some lenders appear to be flouting the Reserve Bank of India's (RBI) directive to banks to offer moratorium to borrowers on repayment of lo...

RBI has offered this option to mitigate the burden of debt servicing brought about by disruptions on account of COVID 19 pandemic. The bank...

Observing opaqueness in loan procedures, discrepancy in charges, RBI has proposed steps to make banking system more transparent.