CSB Bank cautious on gold loans, focuses on wholesale business, says MD Pralay MondalCSB Bank is turning cautious on gold loans amid price volatility linked to geopolitical tensions. The lender expects slower growth, shiftin...
05 May, 2026, 07.24 PM IST
ECL norms from April 2027: Indian banks are ready, says Dinesh Kumar KharaIndian banks are set for a major provisioning change with Expected Credit Loss (ECL) norms arriving April 1, 2027. This global shift means ...
28 Apr, 2026, 02.49 PM IST
PSU bank stocks fall up to 3%. How RBI’s ECL directions can impact lendersPSU bank stocks fell up to 3% on Tuesday after RBI confirmed the rollout of the Expected Credit Loss (ECL) framework from April 2027, trigg...
28 Apr, 2026, 10.23 AM IST
Expected credit loss rules: New provisioning framework to come into force in April 2027The new ECL guidelines would introduce a "staging framework" for asset classification under the ECL approach, replacing the existing incurr...
28 Apr, 2026, 07.26 AM IST
RBI declines pleas for more time, ECL to be effective from April 2027The Reserve Bank of India will implement a new Expected Credit Loss provisioning system from April 1, 2025. Banks must adopt this proactive...
28 Apr, 2026, 12.17 AM IST
Basel III fragments as US, Europe and India take diverging paths on bank capital rulesFifteen years after its finalization, the Basel 3 accord's goal of uniform global banking rules has fragmented. National regulators are now...
15 Apr, 2026, 11.29 PM IST
RBI’s Octoberfest: Cheers to new regulationsA deep dive into RBI’s October 2025 policy and its blueprint for banking resilience through the ECL framework, Basel III, and beyond
14 Oct, 2025, 12.10 PM IST
RBI reform plans to strengthen bank operating environment, boost credit flow: Rating agenciesGlobal rating agencies S&P and Fitch have welcomed the RBI's reform package, stating it will strengthen the banking operating environment a...
13 Oct, 2025, 06.39 PM IST
India's long transition period for credit loss norms to ease impact on banks: SBI chief C S SettyReserve Bank of India's new credit risk rules and expected credit loss framework will not greatly affect bank balance sheets. State Bank of...
08 Oct, 2025, 12.23 PM IST
RBI proposes changes to credit risk rules for lendersThe Reserve Bank of India is proposing significant changes to how banks assess loan risks and set aside funds for potential losses. These a...
07 Oct, 2025, 07.22 PM IST
RBI Governor Sanjay Malhotra relieves banks' anxiety as new norms delayed at least till FY26Governor Sanjay Malhotra assured that new RBI norms on liquidity coverage ratio, project finance provisioning, and expected credit loss wil...
07 Feb, 2025, 06.09 PM IST
RBI lifts business restrictions on two Edelweiss Group entitiesThe Reserve Bank of India (RBI) lifted business restrictions on ECL Finance Ltd and Edelweiss Asset Reconstruction Company Limited. The RBI...
17 Dec, 2024, 07.43 PM IST
ECL Provisioning: The prep and the aftermathThe ECL approach will require banks to increase provisions by 20-40%, largely on account of higher regulatory backstop compared with the IR...
13 Jun, 2023, 02.16 PM IST
RBI to give banks more time to implement ECL-based provisioning“We have received comments from stakeholders which are being evaluated. Some more work is to be done. At this point of time it will not be ...
09 Jun, 2023, 12.41 AM IST
Transition to expected credit loss-based provisioning may hit banks only one time: ReportAccording to analysts at rating agency Icra, this is an important step towards banks' eventual shift to the Indian accounting standards (IN...
24 Jan, 2023, 04.36 PM IST
RBI's new proposal on loan loss provisions to raise bank capital needsOn Monday evening, the Reserve Bank of India released the paper proposing a shift away from the current method - where loan loss provisions...
17 Jan, 2023, 09.47 AM IST
RBI proposes to bring in "expected credit loss" based provisioning for banksThe RBI will adopt the ECL approach used in IFRS 9 for prescribing guidelines for loss provisioning by banks. It has also proposed to imple...
16 Jan, 2023, 07.31 PM IST