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PSYCHOLOGY OF CASH SAVING
Psychology says people who shop at thrift stores despite having money aren't just saving cash, they may value sustainability and individualityForget the notion that thrift stores are only for the budget-conscious. Today, a growing number of shoppers, even those who can afford new,...
These large-, mid- and small-cap stocks can give more than 25% return in 1 year, according to analystsAs the old saying goes: Nothing can be ruled out on the street. Which means that one should be prepared for anything. Now, what is the prob...
Psychology says adults who save money in jars or piggy banks are not old-fashioned: Why physically seeing money grow gives the brain a sense of control and securityPsychology suggests that adults who save money in jars or piggy banks are rarely being old-fashioned. More often, they are responding to a ...
These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of up to 27%As the market seems to be in comeback mode, it helps to be aware that the best (and probably biggest) wealth creator of the last couple of ...
Psychology suggests people who keep cash in the house aren’t paranoid; they’re protecting a sense of readiness because certainty feels calming when life has been unpredictable beforeHaving a little cash tucked away at home can be incredibly reassuring. It prepares individuals for life's little surprises and reduces dail...
Psychology says adults who keep the gas tank perpetually above half aren't overcautious; their body learned in childhood that running low meant something bad was coming, and topping it up is a promise they still keepMany people exhibit safety behaviors, such as always filling their car's gas tank. This habit stems from past scarcity and anxiety, not cur...
Sensex down over 10K points from Dec peak. Should MF investors buy the dip, hold positions, or wait on sidelines?The BSE Sensex has fallen over 10,000 points from its peak. Market experts suggest this presents a buying opportunity for long-term investo...
No cost EMI a scam? CA warns why it can be a financial trap targeting middle classNo-cost EMIs are popular in India, making big purchases seem affordable. Chartered accountant Nitin Kaushik warns this is a psychological s...
Mortgage rates today jump sharply: Is the hidden Treasury yield surge making 2026 home refinancing painfully expensive for Americans?Mortgage rate today climbs as Treasury yields jump and refinance pressure returns across the US housing market. The average 30-year fixed r...
Buying vs renting a home: ₹1 crore home today or ₹6 crore corpus after 20 years - how the strategy of renting and investing may beat buying a house in IndiaBuying a home in Indian metros is an emotional decision, but financial realities are shifting. Renting and investing the difference between...
Robert Kiyosaki asks: Why are outdated money habits still trapping hardworking professionals despite rising salaries? The viral Rich Dad Poor Dad wealth lesson reshaping financial freedom globallyMore than 62% of working professionals now live paycheck to paycheck despite rising salaries and better jobs. That growing financial pressu...
The man who predicted the last crash says something much worse is coming — are you prepared?America’s $38.9 trillion national debt is now reshaping how millions think about money, retirement and survival. Robert Kiyosaki says the U...
Why is the 2026 Social Security 2.8% COLA failing against 3.3% inflation? Is your retirement check shrinking?Social Security COLA 2026 Inflation Gap: Why 2.8% Increase Trails 3.3% Senior Inflation. The 2.8% Social Security COLA for 2026 is failing....
How Marwaris invest differently? CA decodes their 7 financial rules that make them richDiscover the quiet power of Marwari wealth building. This community prioritizes protecting capital and staying detached from assets. They s...
Monthly income vs annual withdrawals: The retirement strategy that makes your money last longerThere are two main retirement strategies: annual withdrawals using the 4% rule or monthly income from investments. The withdrawal strategy ...
Bitcoin, Gold, or Silver? Why Robert Kiyosaki thinks saving in cash is a bad ideaRobert Kiyosaki calls fiat currency "fake money" due to inflation and advises investing in gold, silver, and Bitcoin. He believes silver is...
What should not be your first investment?If one has limited or no other assets, beginning with a large, indivisible, illiquid and physical asset such as a piece of land is a bad id...
Govt may look at second stimulus once COVID infections ebb: Expenditure SecretaryIt can be noted that the government's first round of fiscal stimulus was announced in late March, and included measures like extra spend of...
Raghuram Rajan likely to keep policy rate unchangedRaghuram Rajan is widely expected to keep the policy rate unchanged at the bi-monthly monetary policy review on Tuesday.
- US cos hoard cash to beat credit blues
Two years after credit markets seized up and caused the worst financial crisis since the Great Depression, companies are hoarding the most ...