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Why have IRDAI launched combi plans? Naval Goel answersAs you know, insurance is already very complex. If you go and buy a term plan, there are a lot of variants. If you go and buy ULIPs also, t...- Difference between Corona Kavach, Corona Rakshak and other coronavirus health insurance policiesThese standard health insurance policies will cover the treatment cost of the coronavirus disease. Although both types of policies are stan...
- Latest life insurance claim settlement ratio of companies in 2022The claim settlement ratio of LIC was 98.62 per cent as at March 31, 2021 compared to 96.69 per cent as at March 31, 2020 and the proportio...
- Term insurance premiums surged by 4.18% in Q4 2021, health insurance prices remained constantThe PolicyX.com report marks a huge difference of 9.75% in the term index value between the first quarter of 2021 and the fourth quarter.
- You need to have a valid PUC certificate to renew your motor insurance: IRDAIThe emission levels are fixed for motor vehicles in India. Once the vehicle undergoes the PUC test successfully, a certificate is provided ...
- Reliance General Insurance introduces 'Insurance Gift Card': Should you get one?The gift card will work like any gift voucher that can be redeemed and utilized as an additional payment mode for making premium payment. T...
- IRDAI notifies wellness benefit rules for life, health insurers: Here's what policyholders should knowThere shall be no discrimination in providing any of the wellness and preventive features offered and in granting the reward points thereun...
- You may soon be able to buy index-linked life insurance policiesThe Authority is in receipt of requests from life insurers to allow them to offer index-linked products. Current IRDAI, product regulations...
- Insurers can offer Arogya Sanjeevani Policy for sum insured above Rs 5 lakh: IRDAIYou can pay the policy premium either annually, half-yearly, quarterly or in monthly mode. There will be uniformity in premium pricing. No ...
- Buying term life insurance policy during coronavirus pandemic becoming difficultBuying a term insurance plan is getting difficult due to the COVID-19 situation in India. The reason behind the same is the growing Covid-1...
- Telemedicine to be covered under health insurance policy amid coronavirus outbreak: IRDAIThis move brings relief to medical insurance policyholders who may prefer to consult medical practitioners online or telephonically to avoi...
- Will you have to pay extra premium to extend foreign travel insurance due to Covid lockdown?To extend your foreign travel insurance while you are abroad, you need to have a valid travel insurance policy, that is, the policy should ...
- Health insurers must decide coronavirus treatment requests within 2 hours: IRDAIThe Insurance Regulatory and Development Authority of India (IRDAI) has issued norms for general and health insurers for quick settlement o...
- IRDAI proposes to restrict proportionate deduction in health insurance claims to help policyholdersIn most health insurance policies, if the rent of the room taken by the insured exceeds the rent covered in the policy, then the hospital b...
- IRDAI amends definition of pre-existing diseases, a move that can reduce insurance claim rejectionLast year in September, the regulator had modified the definition of pre-existing diseases (PEDs) to include certain illnesses if diagnosed...
- Certain illnesses in 1st 3 months of health insurance policy to be treated as pre-existing diseaseA pre-existing disease is a condition, ailment or injury that already exists at the time you buy a health insurance policy.
- Insurance e-commerce: Flash sales of policies may be coming soonIn order to increase penetration, IRDAI is opening up the distribution space for e-commerce in insurance products.
- Does your policy cover you against terror attacks?In an increasingly hostile world, it makes sense to seek insurance cover that takes into account possibility of terror strikes and their fa...
- Floaters plans are for younger familiesThe health insurance industry is seeing potential policy buyers opting for higher sum assured than they used to a year back.
- General insurance companies may adopt specialist approachGeneral insurance players will have to continue selling few common products mandated by the regulator like third party motor insurance.
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