The good thing is that you would be earning well in your 40s and 50s. Combine this with the fact that many of your other goals would have b...

Planning for long-term financial goals through mutual funds requires not just consistency, but the right asset allocation and regular portf...

High AUM mutual funds aren’t always a concern, but experts recommend tweaking SIP strategies and diversification to manage risks and optimi...

The Ministry of Finance has announced the General Provident Fund (GPF) interest rate for the April-June 2026 quarter will remain at 7.1%. T...

Many investors overlook their National Pension System, assuming retirement plans are on track. However, a 'set and forget' approach can lea...

Even under the new tax regime, investing the maximum in PPF and SSY remains beneficial as both maturity and interest are tax-exempt. Deposi...

Government Securities (G-Secs) offer retirees a safe, predictable income, but a G-Sec-heavy strategy alone can be eroded by inflation. Expe...

Financial tasks: Proactive financial planning, from retirement savings to KYC updates and nominee details, ensures a smoother year ahead.. ...

The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals and, if...

Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away.

Financial planners suggest a retirement corpus target that is about 20 times your annual income. While some feel that 30 times can be a bet...

Selecting the right financial products is important when saving for retirement. For post-retirement income, there are five investment produ...

You can broadly divide your allocation across three baskets-- government schemes, other fixed income products and equity.

There are several excuses for not starting retirement planning timely and “we are eligible for pension” is one of them. Even those who unde...

Mutual funds also offer designated pension plans. One can choose to remain invested and receive a periodic payment in the form of dividend ...

Do not set a target without assessing what your cost of living will be. You may need a higher corpus based on your living expenses later. I...

The tortoise stays safe, while the hare takes risks. Find out who wins the race to retirement.