Under the POTD scheme, senior citizens are not offered any higher rates than regular citizens, unlike many banks. Interest is paid annually...

Post Office Time Deposit (POTD) of 5 year tenure vs bank tax-saving FDs: Here is a comparison of 5-year POTD vs major banks’ tax saving fix...

With the interest rates expected to fall further, this could be the last chance to lock in funds for medium to long term at a rate higher t...

Interest rate of post office time deposits (POTD) which matures in five years, has touched 7.5 per cent for the July-September quarter of 2...

Tax-saving FDs and post office five-year time deposits have a lock-in period of five years. Let's understand how much they offer.

After the recent hike in POTD interest rates, let us take a look at how they compare with bank FDs of the same tenure.

HDFC Bank offers an interest rate of 7.20 per cent for fixed deposits maturing in 35 months, and 7.25 per cent for deposits maturing in 55 ...

Tax-saving FDs and POTDs provide tax benefits under Section 80C of the Income-tax Act of 1961, allowing for a deduction of up to Rs. 1.5 la...

Here is a quick comparison of FD interest rates of big banks including SBI, ICICI Bank and HDFC Bank with post office term deposits.

The Post Office time deposit is also known as the India Post National Savings Time Deposit Account. The post office also accepts time depos...

If an individual looks toward fixed interest returning tax-saving investments without any volatility in the stock market then major investm...

Many big banks, including SBI, ICICI Bank, and HDFC Bank, have raised fixed deposit rates for balances less than Rs 2 crore. While, interes...

Individuals should link their post office time deposit to their post office savings account or bank account, according to a recent notifica...

Where banks usually charge a penalty of 0.50-1% for premature withdrawals, for POTD the charge will be much higher as it will depend on how...

According to a circular issued by the Finance Ministry, interest rates of small savings schemes like PPF and Sukanya Samriddhi Yojana have ...

If you are looking at investing in a fixed income product, here is a look at how small saving schemes stand in comparison to bank FDs and N...

Post office time deposit may suit those investors who are ultra conservative and want assured returns with highest safety of the principal.