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OUTSTANDING RETAIL LOANS
India's lending boom might no longer be largely bank-ledIndia's private credit market is booming, doubling in five years to $25 billion as companies seek alternatives to traditional bank loans fo...
Household sector debt climbs to 45.5 pc of GDP in Sep 2025: RBI reportHousehold debt has climbed to 45.5% of India's GDP, driven by a surge in non-housing retail loans, now making up over half of total borrowi...
Sold, or just shipped? How sales figures can be manipulated – and how you can spot itGoods left the warehouse. The invoice went out. So it must be a sale, right? Not always. Under the rules, a sale counts only when the custo...
Canara Bank recovers over half of ₹500 crore Rajesh Exports exposure, CEO outlines growth strategyCanara Bank has recovered over half of its ₹500 crore exposure to Rajesh Exports and is pursuing legal avenues for the remaining amount. Th...
Fintech lenders corner 77% of India's personal loan market by volume in FY26Fintech lenders now lead India's personal loan market by loan count. These digital NBFCs are disbursing small-ticket loans, reaching more c...
Two out of every three bank loans in India carry interest rates below 9%Indian banks are witnessing a significant shift as nearly two-thirds of credit now carries sub-9% interest rates, a consequence of aggressi...
Gold loan giant Muthoot FinCorp plans Rs 4,000 crore IPO. Check detailsMuthoot FinCorp has approved plans to raise up to Rs 4,000 crore via an IPO, aiming to fund expansion in the fast-growing gold loan market....
SBI Q4 profit rises 6%, investors cautious over bond yield impactState Bank of India achieved its second-highest annual corporate profit, reaching ₹83,299 crore. Despite robust loan growth, investor senti...
Off the tough route to loan recoveryA recent video from Pune shows loan recovery agents using force against a borrower. This incident reveals problems within Indian banks. Ban...
Standard Chartered to sell bulk of Indian credit cards to Federal BankStandard Chartered is selling a significant portion of its Indian credit card portfolio to Federal Bank. This move aligns with Standard Cha...
Bank credit growth to ease to 12% in FY27 on West Asia war, evolving interest rate dynamics: IcraIndian bank credit growth is set to slow down to under 12 percent this financial year. This moderation is driven by the ongoing West Asia c...
Gold loans soar in India, but it’s southern households leading the chargeGold loans in India have surged fourfold since March 2022, becoming the second-largest retail credit segment. Southern states, led by Tamil...
Gold loan delinquency rates send red signalBorrowers with more than ₹2.5 lakh outstanding showed a delinquency rate of 1.5% at the end of December, about 2.2x higher than those with ...
Gold Loan: Borrowers with big exposure more prone to default, says TransUnion Cibil reportIndia’s gold loan market is seeing rising stress as borrowers take larger and multiple loans, pushing up delinquency rates and credit risk,...
Credit penetration among women rise 5-fold to Rs 76 lakh crore between 2017 and 2025Women borrowers have seen a significant five-fold increase in credit access, reaching Rs 76 lakh crore by 2025. This represents 26% of all ...
FCL defaults on Rs 615.67 cr interest, principal paymentFuture Consumer Ltd (FCL), the FMCG arm of Future Group, has defaulted on Rs 615.67 crore in loan repayments and interest as of March-end 2...
Outstanding retail loans up 18 pc to Rs 162 lakh cr in Q3; home loans trail at 10.5 pc: ReportRetail loans saw a significant jump of 18.1 percent in the December quarter of 2025, reaching Rs 162 lakh crore. Lending against gold surge...
Retail loans availed by women rise 25 per cent in 2022: ReportAccording to an analysis by credit data company Crif Highmark, the debt portfolio is led by property loans which rose 26 per cent on-year t...
Policy rate pass-through improves in EBLR regimeThe weighted average lending rates (WALRs) on fresh as well as outstanding rupee loans have declined across sectors. Banks have extended th...
24% more consumers in retail lending, delinquency rates stable: CIBIL reportRetail lending saw rapid growth in FY18 with the number of live accounts growing by 31 per cent in the first quarter of the financial year.