Why Rs 1 crore term insurance cover in 2026 may not be enough for many familiesFamilies need more than ₹1 crore in term insurance. Rising expenses and loans mean a higher cover is essential. Experts suggest ₹1.5 crore ...
06 Jun, 2026, 03.38 PM IST
Should you buy OPD cover in health insurance? Over 40% of healthcare costs are paid out-of-pocket in IndiaOPD cover in health insurance addresses out-of-pocket expenses for doctor visits, diagnostics, and medicines without hospitalization. While...
02 Jun, 2026, 04.16 PM IST
2-hour hospitalisation: What health insurance policies really cover and what they excludeNew health plans cover treatments requiring two hours of hospitalisation, but exclusions remain critical.
25 May, 2026, 11.01 AM IST
Less than 24 hours in Hospital? Know about health insurance coverage for day care treatments, surgeries, and emergency proceduresMany policyholders believe health insurance claims require a 24-hour hospital stay. However, modern policies cover numerous treatments comp...
20 May, 2026, 12.27 PM IST
Best ways to find the right health insurance policy: A comparison of ICICI Lombard, HDFC Ergo, Care, Niva Bupa, Tata AIG policiesChoosing a health insurance policy involves more than just premium cost. This comparison of leading Indian insurers highlights key features...
15 May, 2026, 11.29 AM IST
Missed insurance claim submission deadline? Don't worry, you are still eligible for reimbursement. Here's whyA Bombay High Court ruling favored policyholders, stating insurers cannot reject claims solely for delayed document submission beyond the 9...
11 May, 2026, 01.56 PM IST
NPS Swasthya: A cushion, not fill-in, for health coverCan the NPS Swasthya scheme be an effective substitute for a comprehensive health insurance plan that covers hospitalisation and related ex...
06 May, 2026, 04.12 PM IST
8th Pay Commission for central government teachers: Rs 50,000 minimum pay for Level 1 employee, up to 3.83 fitment factor; what employee body wants from 8th CPCThe employee body representing central government teachers from Union Territories is seeking significant pay hikes in their salaries in the...
27 Apr, 2026, 11.23 AM IST
Pick your own health cover: How custom plans work and their hidden downsidesA health plan consists of a base plan and riders or add-ons. Earlier, the base plan comprised fixed features that could not be changed, and...
20 Apr, 2026, 06.30 AM IST
Looking for comprehensive insurance that covers OPD charges? What NRIs should knowNRIs face high OPD costs if they don’t renew Indian health insurance. Comprehensive policies with OPD and consumables cover, up to Rs 100,0...
15 Jul, 2024, 02.28 PM IST
5 things to know about OPD cover in a health insurance planHealth insurance plan with OPD cover includes these visits to the doctor, diagnostic tests or minor surgeries. In some policies OPD cover i...
06 Dec, 2021, 06.30 AM IST
3 gaps in health insurance policies covering mental illnessIn India, at the moment there is no standalone or separate health insurance policy that covers mental health, i.e., it is covered under reg...
11 Nov, 2020, 09.54 AM IST
Should you buy a health insurance policy with OPD cover?In hospital parlance, OPD stands for Out-Patient Department. OPD treatment refers to consultation with doctors and treatments that can be d...
23 Oct, 2020, 12.19 PM IST
Which critical illness insurance policy should a person with family history of diabetes buy?Some critical illness plans offer lump sum benefits covering between 20 and 37 diseases and come with life-time renewability.
25 Jun, 2018, 03.41 PM IST
Should you buy OPD insurance cover?There is a need for insurance plans that take care of outpatient department (OPD) expenses. However, OPD products have so far failed to bec...
23 Apr, 2018, 12.13 PM IST
- How to make the most of 'day- care' health insurance covers?
IRDA chairman urged insurers to launch more 'day-care' covers, highlighting that non-hospitalisation expenses amounts to twice the hospital...
01 Feb, 2012, 02.28 AM IST
- OPD policies help exhaust tax benefits
Some health insurance companies have designed plans that cover outpatient expenses, and charge a higher annual premium.
09 Nov, 2010, 03.12 AM IST