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OPD EXPENSES
The hidden cost of looking better: What health insurance covers, and what it leaves you to payRising demand for weight-loss drugs, cosmetic procedures and wellness treatments is creating a growing out-of-pocket healthcare expense cat...- Maternity cover in group health insurance plans: Why outdated limits leave employees paying more out of pocketOne of the biggest advantages of a group policy is the waiver of the maternity waiting period. In individual policies, maternity typically ...
- Why Rs 1 crore term insurance cover in 2026 may not be enough for many familiesFamilies need more than ₹1 crore in term insurance. Rising expenses and loans mean a higher cover is essential. Experts suggest ₹1.5 crore ...
- Should you buy OPD cover in health insurance? Over 40% of healthcare costs are paid out-of-pocket in IndiaOPD cover in health insurance addresses out-of-pocket expenses for doctor visits, diagnostics, and medicines without hospitalization. While...
- 2-hour hospitalisation: What health insurance policies really cover and what they excludeNew health plans cover treatments requiring two hours of hospitalisation, but exclusions remain critical.
- Less than 24 hours in Hospital? Know about health insurance coverage for day care treatments, surgeries, and emergency proceduresMany policyholders believe health insurance claims require a 24-hour hospital stay. However, modern policies cover numerous treatments comp...
- Best ways to find the right health insurance policy: A comparison of ICICI Lombard, HDFC Ergo, Care, Niva Bupa, Tata AIG policiesChoosing a health insurance policy involves more than just premium cost. This comparison of leading Indian insurers highlights key features...
- Missed insurance claim submission deadline? Don't worry, you are still eligible for reimbursement. Here's whyA Bombay High Court ruling favored policyholders, stating insurers cannot reject claims solely for delayed document submission beyond the 9...
- NPS Swasthya: A cushion, not fill-in, for health coverCan the NPS Swasthya scheme be an effective substitute for a comprehensive health insurance plan that covers hospitalisation and related ex...
- Pick your own health cover: How custom plans work and their hidden downsidesA health plan consists of a base plan and riders or add-ons. Earlier, the base plan comprised fixed features that could not be changed, and...
- Looking for comprehensive insurance that covers OPD charges? What NRIs should knowNRIs face high OPD costs if they don’t renew Indian health insurance. Comprehensive policies with OPD and consumables cover, up to Rs 100,0...
- Kenko Health raises $12 million led by Sequoia Capital IndiaExisting investors Beenext, Orios, 9Unicorns and Waveform also participated in the funding round. The company previously raised $1.7 millio...
- Should you buy a health insurance policy with OPD cover?In hospital parlance, OPD stands for Out-Patient Department. OPD treatment refers to consultation with doctors and treatments that can be d...
- Should you buy OPD insurance cover?There is a need for insurance plans that take care of outpatient department (OPD) expenses. However, OPD products have so far failed to bec...
- Should you buy health cover for OPD expenses?A health corpus built through investments provides more flexibility, but don't forget that there are some tax implications.
- Expertspeak: Customised packages here to stayHealth insurance is expected to increase its share manifold in the coming years
- More group health policies now cover OPD expensesThere are cashless OPD treatments available in the market where insurance companies give a voucher for consultations.
- A standalone OPD health plan? Not too soon, say insurersAccording to a report compiled by Swiss Re, 75% of medical spending in India is out-of-pocket. One of the reasons is, low penetration of he...
- How to make the most of 'day- care' health insurance covers?IRDA chairman urged insurers to launch more 'day-care' covers, highlighting that non-hospitalisation expenses amounts to twice the hospital...
- Assess costs before you go for higher health coverYou can buy a higher health cover to meet additional hospital expenses. But first find out if it’s worth the premium you’ll be paying.
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