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OPD COVERAGE
Kiwi targets Rs 5,000 crore premium book with AI-led insurance modelA new general insurance company, Kiwi General Insurance, is set to launch in India. Backed by WestBridge Capital and Neelesh Garg, it plans...- Maternity cover in group health insurance plans: Why outdated limits leave employees paying more out of pocketOne of the biggest advantages of a group policy is the waiver of the maternity waiting period. In individual policies, maternity typically ...
- Why Rs 1 crore term insurance cover in 2026 may not be enough for many familiesFamilies need more than ₹1 crore in term insurance. Rising expenses and loans mean a higher cover is essential. Experts suggest ₹1.5 crore ...
- Should you buy OPD cover in health insurance? Over 40% of healthcare costs are paid out-of-pocket in IndiaOPD cover in health insurance addresses out-of-pocket expenses for doctor visits, diagnostics, and medicines without hospitalization. While...
- 2-hour hospitalisation: What health insurance policies really cover and what they excludeNew health plans cover treatments requiring two hours of hospitalisation, but exclusions remain critical.
- Less than 24 hours in Hospital? Know about health insurance coverage for day care treatments, surgeries, and emergency proceduresMany policyholders believe health insurance claims require a 24-hour hospital stay. However, modern policies cover numerous treatments comp...
- From cost centre to strategic lever: The new workplace contract taking shape in IndiaCompanies are adopting flexible plans, preventive care, and digital delivery. This creates a new partnership between employers and employee...
- Best ways to find the right health insurance policy: A comparison of ICICI Lombard, HDFC Ergo, Care, Niva Bupa, Tata AIG policiesChoosing a health insurance policy involves more than just premium cost. This comparison of leading Indian insurers highlights key features...
- Missed insurance claim submission deadline? Don't worry, you are still eligible for reimbursement. Here's whyA Bombay High Court ruling favored policyholders, stating insurers cannot reject claims solely for delayed document submission beyond the 9...
- NPS Swasthya: A cushion, not fill-in, for health coverCan the NPS Swasthya scheme be an effective substitute for a comprehensive health insurance plan that covers hospitalisation and related ex...
- As mercury soars, e-commerce platforms step up measures to protect delivery workersIndian e-commerce and quick-commerce platforms are introducing measures to protect delivery workers from severe heatwaves. Companies are pr...
- 8th Pay Commission for central government teachers: Rs 50,000 minimum pay for Level 1 employee, up to 3.83 fitment factor; what employee body wants from 8th CPCThe employee body representing central government teachers from Union Territories is seeking significant pay hikes in their salaries in the...
- Pick your own health cover: How custom plans work and their hidden downsidesA health plan consists of a base plan and riders or add-ons. Earlier, the base plan comprised fixed features that could not be changed, and...
- Mental health insurance problems continue: 5 things to check before buying a coverEven as mental health-related claims have increased in the past few years, problems continue in acquiring an adequate plan catering to the ...
- Six in 10 employees avail one or more OPD benefits: ReportA new survey reveals a significant shift in how companies approach employee healthcare. More organizations are offering OPD insurance progr...
- Looking for comprehensive insurance that covers OPD charges? What NRIs should knowNRIs face high OPD costs if they don’t renew Indian health insurance. Comprehensive policies with OPD and consumables cover, up to Rs 100,0...
- Kenko Health raises $12 million led by Sequoia Capital IndiaExisting investors Beenext, Orios, 9Unicorns and Waveform also participated in the funding round. The company previously raised $1.7 millio...
- Should you buy OPD insurance cover?There is a need for insurance plans that take care of outpatient department (OPD) expenses. However, OPD products have so far failed to bec...
- A standalone OPD health plan? Not too soon, say insurersAccording to a report compiled by Swiss Re, 75% of medical spending in India is out-of-pocket. One of the reasons is, low penetration of he...
- How to make the most of 'day- care' health insurance covers?IRDA chairman urged insurers to launch more 'day-care' covers, highlighting that non-hospitalisation expenses amounts to twice the hospital...
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