Should you buy OPD cover in health insurance? Over 40% of healthcare costs are paid out-of-pocket in IndiaOPD cover in health insurance addresses out-of-pocket expenses for doctor visits, diagnostics, and medicines without hospitalization. While...
02 Jun, 2026, 04.16 PM IST
2-hour hospitalisation: What health insurance policies really cover and what they excludeNew health plans cover treatments requiring two hours of hospitalisation, but exclusions remain critical.
25 May, 2026, 11.01 AM IST
Less than 24 hours in Hospital? Know about health insurance coverage for day care treatments, surgeries, and emergency proceduresMany policyholders believe health insurance claims require a 24-hour hospital stay. However, modern policies cover numerous treatments comp...
20 May, 2026, 12.27 PM IST
Best ways to find the right health insurance policy: A comparison of ICICI Lombard, HDFC Ergo, Care, Niva Bupa, Tata AIG policiesChoosing a health insurance policy involves more than just premium cost. This comparison of leading Indian insurers highlights key features...
15 May, 2026, 11.29 AM IST
CGHS rules clarified: Central government employees can pick parents or parents-in-law as dependents for medical benefitsCentral government employees can now choose to include either their parents or parents-in-law as dependents for CGHS medical benefits. This...
14 May, 2026, 04.13 PM IST
Missed insurance claim submission deadline? Don't worry, you are still eligible for reimbursement. Here's whyA Bombay High Court ruling favored policyholders, stating insurers cannot reject claims solely for delayed document submission beyond the 9...
11 May, 2026, 01.56 PM IST
NPS Swasthya: A cushion, not fill-in, for health coverCan the NPS Swasthya scheme be an effective substitute for a comprehensive health insurance plan that covers hospitalisation and related ex...
06 May, 2026, 04.12 PM IST
As mercury soars, e-commerce platforms step up measures to protect delivery workersIndian e-commerce and quick-commerce platforms are introducing measures to protect delivery workers from severe heatwaves. Companies are pr...
03 May, 2026, 02.07 PM IST
Pick your own health cover: How custom plans work and their hidden downsidesA health plan consists of a base plan and riders or add-ons. Earlier, the base plan comprised fixed features that could not be changed, and...
20 Apr, 2026, 06.30 AM IST
Looking for comprehensive insurance that covers OPD charges? What NRIs should knowNRIs face high OPD costs if they don’t renew Indian health insurance. Comprehensive policies with OPD and consumables cover, up to Rs 100,0...
15 Jul, 2024, 02.28 PM IST
How govt pensioner can switch from fixed medical allowance to OPD facilityAccording to the new instructions, if a pensioner or family pensioner receiving FMA wants to use the CGHS OPD facility, he or she should ap...
30 Mar, 2022, 12.10 PM IST
5 things to know about OPD cover in a health insurance planHealth insurance plan with OPD cover includes these visits to the doctor, diagnostic tests or minor surgeries. In some policies OPD cover i...
06 Dec, 2021, 06.30 AM IST
Should you buy a health insurance policy with OPD cover?In hospital parlance, OPD stands for Out-Patient Department. OPD treatment refers to consultation with doctors and treatments that can be d...
23 Oct, 2020, 12.19 PM IST
Which critical illness insurance policy should a person with family history of diabetes buy?Some critical illness plans offer lump sum benefits covering between 20 and 37 diseases and come with life-time renewability.
25 Jun, 2018, 03.41 PM IST
A standalone OPD health plan? Not too soon, say insurersAccording to a report compiled by Swiss Re, 75% of medical spending in India is out-of-pocket. One of the reasons is, low penetration of he...
16 Apr, 2014, 05.50 PM IST
- How to make the most of 'day- care' health insurance covers?
IRDA chairman urged insurers to launch more 'day-care' covers, highlighting that non-hospitalisation expenses amounts to twice the hospital...
01 Feb, 2012, 02.28 AM IST
- IRDA backs health cover for OPD and childbirth
The insurance regulator suggested that health insurance benefits include out patient department (OPD) in hospitals, including childbirth.
20 Jul, 2011, 12.08 PM IST