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OD FACILITY
Sun Pharma deal: Perception changer for Indian pharma sector? 10 pharma stocks with upside potential of up to 38%The Indian pharma sector made its initial global forays almost a quarter century ago. Companies sought out markets abroad, learnt to deal w...- Kept all your gold in bank locker and relaxed? Don’t get shocked, it may not be completely safe, know how a gold overdraft can helpBank lockers offer limited protection for your gold. A Gold Overdraft facility provides better security and access to funds. Gold ODs pledg...
- RBI relaxes rules on current, CC and OD accounts; threshold raised to ₹10 croreThe Reserve Bank of India has relaxed norms for business accounts. Customers can now open current, cash credit, and overdraft accounts more...
- How you can save Rs 15 lakh on a Rs 60 lakh home loan taken in overdraft formA home loan overdraft account lets you park surplus cash to slash interest payments while retaining access to your money, unlike traditiona...
- FD interest rate up to 8.05% for one year tenure; Know the full list of banks offering high interest rates on FDsFD interest: Fixed deposit interest rate up to 8.05%. General citizens who want to invest in FD for one year can get this high interest rat...
- 'AP, Telangana, Punjab among states that frequently use RBI's short-term liquidity windows: ReportAndhra, Telangana, Rajasthan and Punjab along with three north-eastern states are repeatedly using the Reserve Bank's special short-term li...
- ICICI Bank to offer instant overdraft to sellers registered on Amazon IndiaThe new credit assessment method offers convenience to the sellers as it does away with the paper-intensive bank statements or income tax r...
- Bypassing rule: Banks’ use of FD-OD fix irks RBIRBI had directed all banks to give up such current accounts by July 30. The regulator, according to media reports, had even frozen accounts...
- CII asks RBI to relook circular on opening of current accountsAmong other things, the CII has suggested exclusion of certain categories of borrowers (other regulated entities like Mutual Funds/ PMS/ In...
- RBI guidelines creating difficulties for MFIs: Sa-DhanSa-Dhan executive director P Satish said the rule is not practical for the MFIs, which maintain various current accounts with banks based o...
- RBI's new current account norms make foreign banks jitteryAs per the latest RBI guidelines, a bank opening a dedicated current account of any company with Rs 50 crore or more in debt must have at l...
- RBI asks banks not to open current accounts for customers having cash credit, overdraft facilitiesIn a notification, the central bank said that rather than opening a new current account, all transactions should be routed through Cash Cre...
- ICICI Bank launches overdraft facility for salary account customers: Here's how to use itThe facility can be sanctioned immediately while customers can start using the approved OD limit within 48 hours. The interest payable on t...
- ICICI Bank customers can get instant loan of up to Rs 1 crore against debt, equity mutual fund unitsWith Insta Loans against Mutual Funds, pre-approved customers can select the mutual fund scheme and number of units they wish to pledge, co...
- 20 lakh people join modified JanDhan scheme, total account holders 32.61 crThe government earlier this month relaunched PMJDY as an open-ended scheme with higher insurance cover and double the overdraft (OD) facili...
- Jan Dhan overdraft option likely to give Rs 32,000 crore boost to economyThe govt expects at least half of the 32 crore Jan Dhan accounts to avail the overdraft facility for Rs 2,000.
- Yes Bank launches GST backed over draft facility for MSMEsThrough this first-of-its-kind, industry first initiative, an MSME can avail OD up to Rs 1 crore, based on their annual turnover, backed by...
- Banks offer overdraft facility to 49 lakh a/c holders: FM Arun JaitleyThe OD is granted to an earning member of the family, with a condition that the account has been operated satisfactorily for at least 6 mon...
- Q&A: Banking and FinanceOur expert guides you in matters relating to financial planning.
- Govt to pay back Rs 2,300 cr to J&K Bank soon: Rather'The OD facility for the state govt would be revived and the govt can avail Wage and Mean Advance in the time of need from RBI through J&K ...
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