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Asset which sits in the balance sheet for years without moving, then suddenly wipes out all profit in a single quarterThe most dangerous number on a balance sheet is not always the one that looks wrong. It is often the one that depends heavily on management...
Lost Rs 50,000 in digital fraud? Soon, you can get 85% amount back if you follow these rules - 3 calculations to explain how this worksAs per the latest RBI guidelines, if you have lodged a complaint for the fraudulent transaction within 5 calendar days, you shall be compen...
Forget fake invoices. The real risk is the assumptions made in the balance sheet to hide lossesMost accounting risks make noise. The biggest one on the Indian balance sheet doesn't. It hides inside growth assumptions, discount rates, ...
NRE vs NRO: One account can make your interest tax-free, the other can attract over 30% TDSNRIs and OCIs can use NRE accounts for overseas income and NRO accounts for India-sourced income, but tax treatment differs sharply. NRE in...
Time to take measured and logical risks? 5 small-caps from different sectors with upside potential of up to 26%Given the fluctuating situation in the Gulf region because of the US-Iran conflict, there is no guarantee that the market will not fall fur...
Fishermen are being pushed to the brink by fuel costs in Southeast AsiaRising energy, freight, and supply chain expenses are escalating seafood prices globally. Governments offer aid, but it's stretched thin, i...
Sebi expands permitted use of borrowings for highly leveraged InvITsThe changes, which have come into force with immediate effect, are aimed at providing greater flexibility to InvITs in managing funding req...
Zero income tax on Rs 15 lakh CTC? Here’s how these allowances and perks can cut your tax under new tax regimeSalaried individuals can significantly reduce their tax liability under the new tax regime by strategically utilizing allowances and perqui...
ET Prime Special Series: Multibagger or IBC - Part 57: Forging firm that supplies Tata, M&M, JCB. Nobody talks about it enoughFor over four decades, one company has been making crankshafts quietly and precisely, supplying customers from Tata Motors to Liebherr to M...
How managements hide debt, losses, and disputes without breaking a single accounting rule – and take investors for a rideA listed company rarely operates alone. Behind it can sit a web of subsidiaries, step-down entities, associates, overseas arms, and special...
How good is your health insurer in paying against claims? Latest incurred claim ratio of general and health insurance companies in India in 2026Health insurance customers often overlook the Incurred Claim Ratio (ICR), a crucial indicator of an insurer's reliability. IRDAI's latest r...
How well does health insurer settle claims? Latest Irdai incurred claim ratio of general, health insurance companies in IndiaIncurred claim ratio of general, health insurance cos: If you are planning to buy a new insurance policy or port your existing health insur...
Claims ratio of non-life insurers dips to 82.52% in FY24: Irdai reportIndia's non-life insurance sector saw growth in direct premiums, reaching ₹2.90 lakh crore in 2023-24, with a shift to profitability. Claim...
How good is your health insurer? Latest incurred claim ratio of general, health insurance companies in IndiaIf you are planning to buy a new insurance policy or port your existing health insurance policy to a new insurer, do remember to check the ...
Latest health insurance claim settlement ratio of companies in 2021This ratio gives you an idea as to how reliable the health insurance company can be in case you need to make a claim.
General insurers’ claim ratios improveFrom policyholders’ perspective, a very low claims ratio may not be desirable.
Group mediclaim premiums likely to riseThe watchdog has been planning to ask companies for segmental reporting of balance sheets to show which segment was making losses, says IRD...
There's a new cartel in town: Insurance firmsThe general insurance sector has come together to follow uniform premium rate and deductible for seven industries and add another five in t...
Investment income boosts general insurers bottomline in FY14Total net profit of non-life insurers stood at Rs 4,439 crore in 2013-14 as against Rs 3,282 crore in 2012-13, according to Irda.
Four states account for 62% of health cover premiumOne of the reasons for the skew in premium is that 46% of health insurance premium comes from group policies sold to corporates.