Rs 2 crore retirement fund at risk during market crash? Here’s how to make it more resilientVinayak Magotra, product head & founding team, Centricity WealthTech, says for someone eyeing a retirement in a few years from now, they ca...
26 Mar, 2026, 06.16 PM IST
Are life cycle funds good or bad for your portfolio? Pros and cons of SEBI’s new mutual fund category explainedIndia's market regulator Sebi has launched lifecycle funds, a new mutual fund category. These funds automatically adjust investments from e...
16 Mar, 2026, 06.30 AM IST
Will interest rates on SCSS, PPF, SSY and other small savings schemes fall for Jan-March 2026?The Finance Ministry will review Post Office small savings scheme interest rates by December 31, 2025, for the January-March 2026 quarter. ...
30 Dec, 2025, 10.25 PM IST
Are you overrelying on SIPs for achieving lifegoals? SIP alone may not ensure your financial goals are metAre SIPs really safe? Investors may overestimate the perceived safety of SIPs due to the marketing spiel, but outcomes may not always match...
24 Nov, 2025, 10.03 AM IST
Reaching Rs 1 crore takes 6 years but it earns Rs 4 crore more in just next 10 yearsBuilding wealth through Systematic Investment Plans requires patience. The initial Rs 1 crore takes time, but subsequent crores accumulate ...
12 Nov, 2025, 10.18 AM IST
I have savings of Rs 25 lakh and a Rs 50-lakh home loan. How can I retire early at 55?I am a 38-year-old salaried professional in Bengaluru, earning Rs 22 lakh annually, and my wife, 36, earns Rs 5-6 lakh as a freelancer. How...
10 Sep, 2025, 02.43 PM IST
5 ways your retirement math can go wrong and what to do about itToday, retirement planning needs a revamp. Traditional methods that rely on forecasts often fail. Sequence-of-return risk can deplete savin...
01 Sep, 2025, 04.01 PM IST
Diversifying your portfolio across mutual fund investment styles can get you better returns: Here’s whyMomentum, value, or quality? A fund’s style could be decisive for your portfolio.
16 Jun, 2025, 06.30 AM IST
Should you sell all your investments in small-cap, mid-cap mutual funds now with stock market crashing?Your strategy should depend on risk tolerance, time horizon and investment size. Excess of this category can be risky.
10 Mar, 2025, 06.30 AM IST
My father left Rs 1 crore, how should I invest to generate steady monthly income?How can I invest Rs 1 crore to generate steady, monthly income? Our panel of experts answers questions related to any aspect of personal fi...
10 Feb, 2025, 04.00 PM IST
With the Sensex crossing 80,000, equity investors are worried about a correction. Is it time to sell?With the Sensex crossing 80,000, investors are worried about a correction. Find out how to contain risk at this level.
15 Jul, 2024, 06.30 AM IST
Get 60% higher pension by delaying your NPS exit by 5 years; know how NPS continuity and deferment options can help youNPS exit: Many people who have not saved enough for retirement income in NPS they need to know about the options they have at the time of e...
25 Jun, 2024, 07.15 PM IST
Don't fear the stock market volatility: Know how to use it to earn better returnsIf you tend to catch a cold at the mention of heightened volatility, you are not alone. In fact, in academic theory, volatility is accepted...
06 Nov, 2023, 06.30 AM IST
How should you plan your income after retirement? Is rental income a good option?Rental income is considered a good hedge against inflation, with rental appreciation typically ranging from 8% to 10% annually. However, in...
28 Sep, 2023, 04.00 PM IST
What are the red flags in the financial journey of people without regular income?"You need to be very clear that if you are not going to contribute any income to your family for the next 1,000 days, can the family sustai...
18 Sep, 2023, 04.00 PM IST
6 mutual fund SIP secrets and how it can impact your returnsFind out how SIP behaviour during its life cycle can impact your returns.
31 Jul, 2023, 06.30 AM IST
The NPS advantage: Are you missing it?The pension scheme offers loads of benefits to subscribers. Find out why you should not let this opportunity pass.
29 May, 2023, 03.55 PM IST