UPS for Railway employees: Assured pension, VRS and one-time switch to NPS explainedThe Ministry of Railways has announced the Unified Pension Scheme rules for employees covered under the National Pension System. Employees ...
23 Sep, 2026, 03.31 PM IST
Is Punjab heading towards UPS-like pension scheme? Here’s what its notification suggestsThe Punjab government is taking a closer look at its pension scheme for state employees, with the goal of aligning benefits more closely to...
17 Sep, 2026, 05.38 PM IST
Did you change your EPF nomination after marriage? Time to act is now, as it becomes invalid if you don’tDid you realize that getting married may nullify your EPF nomination? This frequent oversight can lead to significant issues for your famil...
16 Sep, 2026, 06.30 AM IST
100% equity NPS schemes have attracted younger investors, says Sriram Iyer, MD & CEO, HDFC Pension FundThe multiple-scheme framework introduced last year, the lower mandatory annuitisation requirement, and the growing focus on non-government ...
14 Sep, 2026, 06.30 AM IST
NPS risk labels: Will PFRDA’s new framework help subscribers make better choicesThe unwieldy retirement scheme is becoming more organised through risk-based classification, standardised disclosures, uniform naming conve...
14 Sep, 2026, 06.30 AM IST
Will your NPS linked retirement get derailed if you change your job? Here’s what you can do to keep your retirement on trackChanging jobs? Make sure your National Pension System (NPS) account doesn’t get overlooked. Learn how your Permanent Retirement Account Num...
11 Sep, 2026, 06.30 AM IST
Global Fintech Fest 2026: PFRDA plans inflation-linked bonds to offer inflation-protected pension returnsIndia's pension regulator is developing innovative bond issuances for inflation-protected returns. Guidelines for these new products are ex...
10 Sep, 2026, 04.25 PM IST
Indian retirees missed out on equity wealth: How decades of pension-led retirement saving left portfolios stock-lightFor the longest time, we had a defined benefit plan. Even today, we have around us many retired government and public sector employees (and...
07 Sep, 2026, 12.38 PM IST
Moving abroad? Know what happens to your NPS account after you become an NRINon-Resident Indians are permitted to maintain their National Pension System contributions from abroad. To remain involved, they must utili...
04 Sep, 2026, 03.59 PM IST
Will you get EPF interest till 58 years of age if you leave job at 40? EPFO explainsEven if you've left your job, your EPF interest keeps accumulating until you turn 58. However, if you don’t contribute for three years, you...
04 Sep, 2026, 02.20 PM IST
Can you stop NPS contributions for a few years? Know the impact before you take a breakExperiencing a financial setback? Halting NPS contributions may appear to be the only option, but have you considered the long-term consequ...
04 Sep, 2026, 01.29 PM IST
EPF vs NPS: Rs 10,000/monthly investment in each; where you may get a higher retirement corpus?The National Pension System (NPS) and the Employee Provident Fund (EPF) both serve unique purposes for retirement planning. The ultimate fi...
03 Sep, 2026, 04.18 PM IST
Rs 97,500 monthly SIP & over Rs 2 crore corpus at 62? Expert suggests portfolio rejig for NRI investor to reach Rs 3 crore goalAs retirement approaches, a non-resident Indian (NRI) investor with a target of Rs 3 crore seeks guidance from a financial expert. The advi...
02 Sep, 2026, 10.13 AM IST
Guest and temporary teachers: How to build financial security with job uncertaintyThough the integration of temporary faculty reduces the teaching burden for the university’s permanent staff, the former often get the shor...
31 Aug, 2026, 01.11 PM IST
New labour code impact: Rs 8k less take home pay likely for employee with Rs 15 lakh CTC; check the impact on CTCs of Rs 10 lakh, Rs 25 lakh and Rs 50 lakhNew labour codes mandate higher provident fund contributions for employees. This change reduces monthly take-home pay for many salaried ind...
31 Aug, 2026, 07.39 AM IST
Over Rs 1 crore invested in mutual funds, NPS, PPF and FDs: Should this PSU banker increase equity exposure with 18 years to retirement?A 42-year-old PSU bank chief manager, who recently welcomed twins, sought a review of his family’s financial portfolio. With around 18 year...
26 Aug, 2026, 09.30 AM IST
From savings plan to retirement plan: Building a corpus that lasts a lifetimeRetirement security relies on habits formed over time. By starting early, investments harness the power of compounding growth, leading to g...
24 Aug, 2026, 11.41 AM IST