From Rs 17 lakh education loan to Rs 50 lakh net worth in 4 years: Can you replicate this Reddit success story?A 29-year married Reddit user has shared his story of how, just four years into his job, he not only paid off his education loan but also c...
11 May, 2026, 04.20 PM IST
Planning a Rs 1 crore corpus in 10 years? Here’s how to optimise your mutual fund portfolioBuilding long-term wealth through mutual funds requires a prudent mix of asset allocation, disciplined investing, and regular portfolio rev...
20 Apr, 2026, 01.58 PM IST
Think your NPS saving is enough for retirement? Watch out for this common mistake that could derail your financial plansMany investors overlook their National Pension System, assuming retirement plans are on track. However, a 'set and forget' approach can lea...
08 Apr, 2026, 02.50 PM IST
Can SIPs and NPS together help an investor build Rs 25 crore in 18 years?A 45-year-old government employee investing through SIPs and NPS could accumulate around Rs 25 crore in 18 years, according to Optima Money...
11 Mar, 2026, 02.08 PM IST
An NRI's ultimate guide to investing in the National Pension SchemeNRIs can contribute through their NRE or NRO accounts. The NPS offers diversified portfolios and a choice of investment mix. NRIs can choos...
09 Oct, 2023, 01.27 PM IST
Less pension tension with hybrid optionAn alloyed pension model will also have to steer the Employees' Provident Fund Organisation (EPFO) further towards equity exposure to take ...
06 Jun, 2023, 11.13 PM IST
NPS subscribers can change investment choice 4 times a yearSubscribers to the National Pension System (NPS) can now change their asset allocation four times every financial year. During a news confe...
16 Jun, 2022, 12.17 PM IST
NPS risk-return profile has changed: What it means for investors, what they should do nowThe ability to tap mid-caps will give scope to fund managers to generate alpha. At the same time, mid-cap stocks tend to exhibit higher vol...
11 Aug, 2021, 10.27 AM IST
NPS debt investments have beaten mutual funds: How investors should realign portfoliosThe presence of government bonds and corporate bonds has added much value for NPS subscribers. These two segments have outperformed corresp...
11 Nov, 2020, 10.43 AM IST
NPS debt funds deliver double-digit returnsWhile debt funds of the pension scheme have done well, equity funds have faltered
03 Sep, 2020, 09.48 AM IST
Pros and cons of investing in NPS for retirement savingNational Pension System is an investment product to save for retirement. However, among millennials, very few like to invest in such a prod...
26 May, 2020, 01.32 PM IST
ELSS vs NPS: Which is better to save tax and grow your wealth?ELSS is a great way to save tax and grow wealth. NPS is a low-cost option that can save additional tax.
02 May, 2019, 11.59 AM IST
MF portfolio doctor: Why Singh should avoid direct stock investmentsThe Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals.
04 Mar, 2019, 06.30 AM IST
How much have your NPS funds earned?Here's a look at how much investors of different risk profiles have earned on their NPS investments over the past few years.
04 Dec, 2017, 06.30 AM IST
Best performing NPS funds for different asset allocationsNPS portfolios are a mix of 2-3 different funds. We identify the best performing funds for different asset allocations to help optimise you...
01 May, 2017, 01.29 PM IST
Should you invest an extra Rs 50,000 in NPS to save tax?One should not base the decision purely on tax incentives as NPS falls under the EET regime wherein the tax payment is deferred to a later ...
15 Feb, 2016, 09.46 AM IST
2015 is certainly going to be the year of the NPS: Balram Bhagat, CEO, UTI Retirement SolutionsThe additional Rs 50,000 tax deduction for investments in the NPS proposed in this year’s Budget is just one of the many benefits that the ...
16 Mar, 2015, 08.27 AM IST