Big age gap between children? Here’s what it means for your retirement, education planning, and family financesIndia’s falling total fertility rate, which currently stands at 1.9, below the replacement rate of 2.1, has ignited debates around smaller ...
03 Aug, 2026, 11.14 AM IST
Can a ₹1 crore NPS corpus generate more than ₹1 lakh per month? What the new RIS framework offersRetirees now have a new way to manage their National Pension System (NPS) corpus, offering flexibility and potential for growth. The Retire...
22 Jul, 2026, 02.41 PM IST
EPFO 3.0: Government plans new pension scheme for formal and unorganised sector workers, claims report explaining how it will workThe government is planning a new pension scheme under the EPFO 3.0 framework. This new plan aims to provide retirement benefits to workers ...
20 Jul, 2026, 03.50 PM IST
No debt, Rs 5.67 crore net worth at 33. His biggest goal wasn't a luxury car but to retire. Bengaluru CA says it is not about lazinessBengaluru-based CA Meenal Goel shared a Reddit post by a 33-year-old with a net worth of Rs 5.67 crore, no debt, and a desire to retire ear...
15 Jul, 2026, 09.55 AM IST
How Life Cycle Funds aim to simplify long-term wealth creationIndian mutual fund houses are launching Life Cycle Funds, a new goal-based investment product. These funds automatically adjust asset alloc...
17 Jun, 2026, 06.08 AM IST
Will Rs 32 lakh EPF corpus withdrawal be tax-free? Are there better options than withdrawing?ET Wealth Reader's Query: I contributed to EPF until 2021 while working at an MNC. Since moving to a startup in 2022 that doesn’t offer PF,...
16 Jun, 2026, 10.52 AM IST
Goldman Sachs, Morgan Stanley and others buy stake in Rs 1,960 crore Lenskart block dealADIA-backed Platinum Jasmine A 2018 Trust sold a 2.3% stake in Lenskart through a Rs 1,960 crore block deal. The transaction attracted stro...
11 Jun, 2026, 08.10 PM IST
Rs 1.50 lakh/month income from Rs 1.5 crore corpus? Easy retirement strategies explainedRetiring with Rs 1.5 cr can provide a monthly income, but the amount depends on risk appetite and investment returns. Experts suggest withd...
10 Jun, 2026, 11.01 AM IST
Kotak Alts raises $1 billion through 14th real estate fundKotak Alts has successfully raised one billion dollars for its fourteenth real estate fund. The Abu Dhabi Investment Authority anchored the...
03 Jun, 2026, 04.33 PM IST
What is Retirement Income Scheme in NPS; how do SPR and SUR work?Under National Pension System's (NPS) Retirement Income Schemes (RIS), subscribers can choose periodic payouts till age 85 via Systematic P...
26 May, 2026, 03.35 PM IST
NPS growth, performance, market-linked annuities; Sriram Iyer, CEO of HDFC Pension, talks about India’s changing retirement landscapeIndia's retirement planning is evolving with rising private sector NPS participation and evolving annuity products. While government contri...
25 May, 2026, 12.00 PM IST
How to build a Rs 12 crore retirement fund? Financial expert tells how to do it using just EPF and NPSA financial expert suggests that salaried individuals earning up to Rs 14.65 lakh can eliminate income tax through strategic investments in...
04 Jul, 2025, 03.30 PM IST
Options & strategies in NPS: How to allocate funds based on risk tolerance, investment horizonNPS offers personalized retirement planning strategies with asset classes like equity, bonds, and REITs. Investors can choose Active or Aut...
12 Jan, 2025, 09.50 AM IST
You can change your NPS fund manager: Should you opt for it?Tax efficiency in such fund manager shifts is one of the biggest advantages of NPS. While shifting from one mutual fund to another will res...
07 Dec, 2021, 10.09 AM IST
To benefit from stock market turmoil, NPS investors should increase equity allocationSince NPS is a long-term retirement product, maintaining the asset allocation is the best strategy. However, it makes sense to add more equ...
30 Mar, 2020, 11.35 AM IST
Investing in NPS via credit card allows you to save tax without money in handYou must ensure that you have enough credit limit available on your card for the amount you are investing in NPS so as to get full tax-savi...
18 Sep, 2019, 10.02 AM IST
Why NPS investors shouldn’t worry about the fall in returnsActive NPS managers follow a multi-cap strategy to invest in stocks outside the Nifty and hence underperform when the market is biased towa...
05 Nov, 2018, 06.30 AM IST