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NPS DEBT ALLOCATION
Retirement planning: Why costs, asset allocation, and compounding matter more than chasing returnsA status match essentially allows one loyalty programme to recognise your credentials from another. Instead of spending 50 nights at a hote...
South Korean pension fund seeks India government bond investment licence: ReportSouth Korea's significant pension fund is looking to invest in Indian government bonds, as India strives to enhance foreign capital influx ...
Indian retirees missed out on equity wealth: How decades of pension-led retirement saving left portfolios stock-lightFor the longest time, we had a defined benefit plan. Even today, we have around us many retired government and public sector employees (and...
Moving abroad? Know what happens to your NPS account after you become an NRINon-Resident Indians are permitted to maintain their National Pension System contributions from abroad. To remain involved, they must utili...
Rs 97,500 monthly SIP & over Rs 2 crore corpus at 62? Expert suggests portfolio rejig for NRI investor to reach Rs 3 crore goalAs retirement approaches, a non-resident Indian (NRI) investor with a target of Rs 3 crore seeks guidance from a financial expert. The advi...
Revised NPS rules for subscribers: PFRDA classifies NPS schemes into five categories; how it will make scheme selection easier for youNPS subscribers will experience significant changes in pension fund categorization and presentation. A new framework standardizes scheme se...
Guest and temporary teachers: How to build financial security with job uncertaintyThough the integration of temporary faculty reduces the teaching burden for the university’s permanent staff, the former often get the shor...
Over Rs 1 crore invested in mutual funds, NPS, PPF and FDs: Should this PSU banker increase equity exposure with 18 years to retirement?A 42-year-old PSU bank chief manager, who recently welcomed twins, sought a review of his family’s financial portfolio. With around 18 year...
From gold and LIC policy to SIPs and crypto: How investment habits changed from Boomers to Millennials to Gen ZModern Indians are redefining investment strategies; rather than saving first, the youth now prioritise their financial goals before choosi...
Women may be better investors than men. So why do they retire with less wealth? CA Nitin Kaushik explainsCA Nitin Kaushik highlighted the paradox that women may invest more wisely than men yet retire with less wealth. He attributed this to lowe...
NPS choices for NRIs explained: Can NRIs invest in Tier II NPS accounts? Check rules and investment optionsFor Non-Resident Indians, establishing a retirement corpus back home is simplified with the National Pension System. NRIs can open a Tier-I...
Big age gap between children? Here’s what it means for your retirement, education planning, and family financesIndia’s falling total fertility rate, which currently stands at 1.9, below the replacement rate of 2.1, has ignited debates around smaller ...
Office-focused REITs raise over $1 billion in April-JuneOffice-focused funds and REITs raised over one billion dollars in the second quarter. This fundraising was driven by investor appetite for ...
Rs 15,000 monthly investment for 20 years: NPS or mutual funds? Know which may leave you with a bigger retirement corpusRetirement planning often pits National Pension System (NPS) against equity mutual funds. While mutual funds offer flexibility and potentia...
Think your NPS saving is enough for retirement? Watch out for this common mistake that could derail your financial plansMany investors overlook their National Pension System, assuming retirement plans are on track. However, a 'set and forget' approach can lea...
New NPS investment option Balanced Life Cycle Fund to help you build bigger retirement corpus; PFRDA to launch it in July-SeptemberNPS Balanced Life Cycle Fund by PFRDA: The NPS auto choice option is suitable for those NPS subscribers who find it difficult to decide whe...
Arnav Pandya on NPS, equity exposure, retirement planning & more"Typically, every retirement portfolio should have a slightly stable element within it and hence a debt exposure to the retirement portfoli...
NPS debt investments have beaten mutual funds: How investors should realign portfoliosThe presence of government bonds and corporate bonds has added much value for NPS subscribers. These two segments have outperformed corresp...
To benefit from stock market turmoil, NPS investors should increase equity allocationSince NPS is a long-term retirement product, maintaining the asset allocation is the best strategy. However, it makes sense to add more equ...
Why NPS investors shouldn’t worry about the fall in returnsActive NPS managers follow a multi-cap strategy to invest in stocks outside the Nifty and hence underperform when the market is biased towa...