Can SIPs and NPS together help an investor build Rs 25 crore in 18 years?A 45-year-old government employee investing through SIPs and NPS could accumulate around Rs 25 crore in 18 years, according to Optima Money...
Government plans NPS overhaul: Pension schemes with rising payout & annuity purchase till 70 proposedPFRDA is set to introduce three pension scheme models addressing gaps in the current NPS framework, which emphasises corpus accumulation bu...
I have been contributing to NPS through my employer, should I now switch to mutual funds as there is no benefit in new tax regime?Our panel of experts answers questions related to any aspect of personal finance. If you have a query, mail it to us right away.
NPS: A 35-year old can get Rs 2 lakh as monthly pension by investing Rs 21,000 a month now; how much should you invest in NPS?NPS is a popular retirement investment option. It allows you to invest in various asset classes. For investors, it is crucial to understand...
Unified Pension Scheme or UPS vs NPS: Which will help central government employees build a bigger retirement corpus?This new pension vehicle is clearly aimed at addressing the perceived shortcomings of the NPS among a large swathe of government employees....
UPS like pension for private sector employees? How NPS plus EPF can get you regular income like Unified Pension Scheme; check calculationWhile govt employees got their much awaited demand met as government launched a new pension scheme called Unified Pension Scheme which offe...
How to earn Rs 1 lakh every month during retirement; experts answerWant to your investments to work for you during retirement? Want to save money more efficiently? How to do tax planning this year? Our pane...
NPS rule changes in October: 2 changes made to NPS exit, withdrawal rules that can benefit subscribersThe Pension Fund Regulatory and Development Authority (PFRDA) has made proposed changes to NPS withdrawal for subscribers in the month of O...
NPS or retirement funds? Comparison of asset allocation, taxation, cost and liquidityThe NPS follows an asset allocation-based approach. It offers subscribers the choice of two investing modes—active and auto. With retiremen...
Why many nearing retirement are extending NPS investment beyond 60 years of ageNPS currently allows subscribers to invest up to the age of 75 with an exit option any time after the age of 60 years of age. However, many...
Pension – Another way to receive money after retirementOne thing that makes a pension plan different from FDs, rent, interest income is that pension plan keeps part or full corpus for the family...
Retirement planning: How to maximise returns from EPF, NPS investmentsIn the dynamic retirement landscape, EPF and NPS are critical pillars of your retirement planning.
PFRDA may become regulator for all pension productsThe Finance Ministry and board of regulators have given an in-principle nod to the proposal. Once the PFRDA Act is amended, it could give p...
Looking at NPS for tax saving? Find out if the investment suits your financial profileIf you are looking to invest in NPS merely to save tax, you need to weigh its pros and cons as it is more of a retirement focused investmen...
Is NPS the right investment option for you?The structuring of the NPS may not be ideal for some who are looking to save for retirement. Read on to find out more before you plan to in...
PFRDA mulls various withdrawal options to optimise pensionThis may include systematic/phased withdrawal options, under which different combinations of withdrawal packages with/without annuity optio...
Why annuity plans are not a great ideaDespite the recent reduction in service tax, returns from annuity plans remain too low.