What is Retirement Income Scheme in NPS; how do SPR and SUR work?Under National Pension System's (NPS) Retirement Income Schemes (RIS), subscribers can choose periodic payouts till age 85 via Systematic P...
26 May, 2026, 03.35 PM IST
Can Rs 2 crore retirement corpus generate Rs 2 lakh monthly income for 20 years after retirement?Planning your retirement corpus is crucial. A Rs 2 crore fund may not last 20 years with high withdrawals. Experts suggest a bucket strateg...
25 May, 2026, 03.14 PM IST
NPS Swasthya: A cushion, not fill-in, for health coverCan the NPS Swasthya scheme be an effective substitute for a comprehensive health insurance plan that covers hospitalisation and related ex...
06 May, 2026, 04.12 PM IST
IRDAI misses to measure average sum assured per policyholder in its annual reportWhen IRDAI defines success as premium collected, and the industry maximises commissions by selling products that collect maximum premium pe...
04 May, 2026, 10.45 AM IST
Think your NPS saving is enough for retirement? Watch out for this common mistake that could derail your financial plansMany investors overlook their National Pension System, assuming retirement plans are on track. However, a 'set and forget' approach can lea...
08 Apr, 2026, 02.50 PM IST
NPS Swasthya Pension Scheme: Now use NPS to build a medical fundThe National Pension System is piloting NPS Swasthya, a scheme to cover medical expenses. Subscribers can contribute to a dedicated account...
02 Feb, 2026, 06.30 AM IST
7 reasons why NPS Vatsalya may not be a good investment for your childNPS Vatsalya investment: The government has launched NPS Vatsalya, a pension scheme for minors. On the surface, it may seem like a good opt...
10 Oct, 2024, 12.03 PM IST
NPS partial withdrawal rules 2024: 7 instances when you can apply for partial withdrawal from NPS corpusNPS partial withdrawal rules: NPS is a market-linked defined contribution scheme that helps you save for retirement. The scheme is simple, ...
21 May, 2024, 04.29 PM IST
NPS partial withdrawal rule changes from February 2024: How does it work, when should you go for it?NPS partial withdrawal rule change: The Pension Fund Regulatory and Development Authority (PFRDA) has recently came out with a master circu...
06 Feb, 2024, 07.30 PM IST
Will new NPS systematic lump sum withdrawal (SLW) option help you during retirement? Here’s how to decidePFRDA has now introduced phased withdrawal of the lump-sum part of the maturity amount of your NPS corpus at the time of retirement. NPS su...
25 Nov, 2023, 12.44 PM IST
NPS withdrawal rules for Tier 1 account: All you need to knowNPS subscribers can withdraw a maximum of 60% of the accumulated corpus in the Tier 1 account as a lump sum at the time of retirement. If t...
06 Nov, 2023, 06.30 AM IST
Now you can get NPS withdrawal money within 3 days: PFRDAThe National Pension System (NPS) withdrawal period has been reduced from T+4 to T+2 by the Pension Fund Regulatory and Development Authori...
20 Sep, 2022, 03.34 PM IST
NPS exit rules: When you can withdraw money from pension account before 60 years of ageNational Pension System (NPS) is a scheme that provides pension in the retirement years. However, it may happen that money is needed during...
12 Sep, 2022, 01.38 PM IST
NPS: Frequently asked questionsNPS is a government-sponsored pension scheme. The scheme allows subscribers to contribute regularly in a pension account during their worki...
29 Nov, 2021, 10.15 AM IST
How to withdraw money from NPS account for treatment of coronavirus infectionThe PFRDA, in a circular dated April 9, 2020, has declared coronavirus infection as a critical illness that is life-threatening in nature. ...
08 May, 2020, 10.21 AM IST
NPS partial withdrawal rules and how it is taxedNPS offers two types of accounts for an individual - Tier-I and Tier -II. It is mandatory to open a Tier-1 account to invest in NPS. Howeve...
19 Nov, 2019, 12.55 PM IST
What are the types of funds available in NPS?NPS offers two accounts: Tier-I and Tier-II accounts.
10 May, 2018, 05.18 PM IST