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NPA CATEGORIES
Power entering a 10-year supercycle? Elara Capital's Rupesh D Sankhe reveals the best stocks to ownIndia's power sector is set for a major boom. Demand is expected to surge by 5% to 6% annually for the next decade. This growth is fueled b...
IBC 10-year anniversary scorecard: Over Rs 4 lakh crore realised, big implications for credit markets, economic efficiencyThe Insolvency and Bankruptcy Code has helped creditors recover over Rs 4 lakh crore rupees. The Code has revived many distressed companies...
Delinquency vs default: Know the difference and how they affect your credit score and borrowing abilityIf you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 1...
These 8 private and public banking stocks have an upside of up to 35% in one year, according to analystsThere was a decline in banking stocks during Tuesday’s trading session. The drop came as a reaction to the RBI tightening its bad loan norm...
RBI declines pleas for more time, ECL to be effective from April 2027The Reserve Bank of India will implement a new Expected Credit Loss provisioning system from April 1, 2025. Banks must adopt this proactive...
RBI holds repo rate, warns of impact of West Asia conflict on economyThe Reserve Bank of India maintained its key interest rate and neutral stance, citing geopolitical risks from the West Asian conflict. Whil...
RBI eases NPA-linked capital rules, scraps IFR buffer for banksThe Reserve Bank of India is easing capital rules for banks. A key condition linking quarterly profits to capital adequacy based on NPA pro...
Rs 39.48 lakh cr sanctioned so far under PM-MUDRA, NPAs at around 2 pc: FM SitharamanThe Pradhan Mantri MUDRA Yojana has empowered numerous small entrepreneurs. Over Rs 39 lakh crore has been sanctioned since its launch. Non...
RBI new norms likely to increase NBFCs bad loans by one-third: StudyNBFC borrowers, typically where there is cash collection, pay their overdues generally with some delays. Accounts can get into NPA category...
Up to 180 bps higher NPA likely for NBFCs, says ICRAThe increase for housing finance companies could be 60-80 basis points.
Banks discuss moving RBI for standstill clause to avoid NPA tag on Covid-hit companiesThe proposed ‘standstill’ period that will require the approval of Reserve Bank of India (RBI), is between lenders ‘invoking’ the debt reso...
No relief for Mudra Shishu loan borrowers during moratoriumThe subvention will begin from June for the next one year for borrowers that had opted out of the moratorium offer. RBI extended the morato...
Government approaches RBI to relax NPA norms for MSMEsThe MSME ministry has sought an extension of the NPA classification period from the current 90-day window up to 180 days.
RBI writes to CM Devendra Fadnavis allowing loans to NPA category farmersIn its letter, RBI has asked the state government to give banks a list of farmers who would be eligible for these loans, so that the banks ...
We have around 99% of lending book as secured: Sanjay Agarwal"Customers will use our loan money to earn something, we mostly do not do consumption loans."
RBI examining relaxing NPA classification limit beyond 90 daysIn case of small businesses and SMEs payments come usually late. Once they miss 90-day period and fall in the NPA category, their credit li...
NPA burden to keep banks' profitability under pressureIt can be regarded as a rather comforting development that higher categories of NPAs account for a lion's share as they represent higher pr...
L&T Finance Q2 net up 19 per centLoans & advances grew 18% to Rs 50,986 crore from Rs. 42,762 crore led by steady disbursement in two wheelers, housing and microfinance in ...
Quite possible that SBI's provision for NPAs has increased: Mythili Bhusnurmath'It is quite possible that the SBI's provision has increased because within the NPA category, there has been a further slippage from sub-st...
- ET in a Classroom: Non-performing assets, asset reconstruction companies & banks
Non-performing assets are bad loans. Any asset, including a leased asset, becomes non performing when it ceases to generate income for the ...