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Rate cuts coming? Park your money in longer duration debt funds: Arnav PandyaFor long-term investments, consider investing in longer duration debt funds and long duration bond funds. Fixed deposits can be a good opti...
How does an active fund manager formulate strategy and allocate towards sectors? Arnav Pandya explainsThe benchmark is an important component when managing a portfolio as it helps fund managers determine the variation they can go for to gene...
People investing in small cap funds, don’t need separate exposure in microcaps: Arnav Pandya“Unlike the large and midcaps, a particular sector growth is not going to drive a large number of microcaps because a lot of them are compl...
Mutual fund SIP and stock SIP – which is the safer bet? Arnav Pandya explains“When you are looking at a stock SIP, before making the investment itself, you are very clear that you want to build a particular amount of...
Long Duration Fund or Target Maturity Fund – what is right for you?“There is no need for you to just select one and then say this is for all my requirements. Both can be selected but you need to know that i...
What are high-yielding bonds and what to look for before investing in them?“Investors need to look at the kind of risk that he is able to take, then look at the kind of yields that are available, what kind of compa...
Arnav Pandya on NPS, equity exposure, retirement planning & more"Typically, every retirement portfolio should have a slightly stable element within it and hence a debt exposure to the retirement portfoli...
What changes should you do to your investment portfolio post retirement? Arnav Pandya answersSo let us now look at what is the main requirement of a person who has retired. One is a regular cash flow, which comes in which meets the ...
How will credit card portability impact current credit card users? Arnav Pandya answersSpecifically, it is a deterrent for new entrants because the existing players, if you look at it, Visa, MasterCard, these are all global pl...
Why are AMCs stopping lump sum investments in small cap funds? Arnav Pandya explainsThere are different factors which different AMCs might look at while they are deciding on whether they want to stop the lump sum investment...
How can investors claim their money from mutual fundsIt means two things; first is that if an investor has opted for a dividend payout plan, then whenever the mutual fund declares a dividend, ...
What kind of complaints come against MFs or AMCs? Arnav Pandya answersNow, see, it is even easier to track these amounts. For example, I mean, mutual funds themselves put out details of which amounts are lying...
Can’t manage your credit card payments? Seek help before it’s too lateHaving a repayment strategy is crucial when it comes to credit card expenses, as they usually occur on impulse and can result in costly int...
Retail investors have re-imposed their faith on equity mutual funds: Arnav PandyaWhenever we look at this data, I think we need to look at it in the proper perspective on an overall basis because just picking one item ou...
What are target maturity funds and constant maturity funds? Arnav Pandya explainsA constant maturity fund, unlike a target maturity fund is most likely an open-ended fund. So, there is no end period for this. It can, in ...
Can you use FDs to repay your loans? Arnav Pandya explains“Repaying in the earlier part of a loan makes more sense. It is more saving in terms of the interest that you will have to pay over the lif...
Arnav Pandya on Indore Municipal Corporation’s green bonds & what’s in it for investors"The interest rates are better than what we would see for many other instruments in the market but one thing has to be known. The bond is b...