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Credit borrowing by women at Rs 76 lakh crore; 16 crore active women borrowers: NITI Aayog reportIn its report ‘From Borrowers To Builders: Women and India's Evolving Credit Market’, jointly written by Aayog, Transunion CIBIL and Micros...- In big structural shift, women borrowers become a major driver of credit demand in IndiaIndian women are significantly increasing their credit access. In 2025, they held 26% of total system credit, a substantial rise from 2017....
- Women borrowers surge in India, Bharat leading the way: ReportThe demand for credit among women in India has tripled between 2019 and 2024, with 60% coming from semi-urban and rural areas. Business and...
- Women accounted for 35% of business borrowers till December 2024Women borrowers in India have increased at a compounded growth rate of 22% over the past five years, with a significant number from semi-ur...
- Over 40 pc women-owned micro businesses lack emergency savings, says reportA report by MicroSave Consulting highlights the financial vulnerabilities of women-owned micro businesses in India, revealing that 45 per c...
- Hamara gaon, hamara digital pushWhile smartphone adoption among low- and moderate-income (LMI) communities is growing, usage is limited to social media and messaging apps....
- Government launches pilot in Himachal Pradesh to onboard fair price shops on ONDCThe Department of Food and Public Distribution under the commerce ministry has launched the pilot on ONDC in Himachal Pradesh. The ONDC pil...
- In a first, fair price shops onboarded on ONDCSanjeev Chopra, Secretary of the Department of Food and Public Distribution, launched a pilot program to onboard fair price shops (FPSs) in...
- India Post Payment Bank's network helped government transfer financial benefits of $54 million: NITI Aayog CEONITI Aayog CEO Amitabh Kant was addressing a webinar on financial inclusion jointly hosted by NITI Aayog and MicroSave Consulting.
- Women want to do more, but access to credit is still missing: Alka UpadhyayaAs per World Bank’s Findex data, 42% of women’s accounts are dormant, 23% are excluded from formal financial services and 35% are non dorma...
- PMJDY helps raise women's ownership of bank accounts to 77% in 2017: ReportPM Modi's government flagship scheme Pradhan Mantri Jan Dhan Yojana has helped in raising women's ownership of bank accounts from 43 per ce...
- Need to improve infrastructure to prevent leakage in fertiliser subsidy: StudyTill the last rabi season, on a pilot basis in 16 districts across 11 states, companies were getting subsidy after farmers purchased fertil...
- MFI investors have to wait a while to reap benefits of digitisationRewards may be delayed due to MFIs' digitisation switch, aimed at improving efficiency.
- Product innovation key for payment banks' success: EY reportOn creating large-scale access to credit, the report says although payments banks are not allowed to lend, they can act as a platform for a...
- Jan Dhan scorecard: 22 crore bank accounts opened, average balance Rs 1,725The idea behind opening bank accounts was to empower the poor financially by encouraging savings, easing loan delivery and direct cash tran...
- Duplication of accounts under Jan Dhan Yojna on rise: SurveyAccording to the survey, conducted in 42 districts spread across 17 states and one union territory, the reasons for duplication of accounts...
- 'Aadhaar enabled e-KYC can save Rs 10,000 crore over next 5 years'According to a study by MicroSave, using Aadhaar enabled e-KYC for customer acquisition, could be highly beneficial for banks and telecom o...
- Bank agents in rural areas need to be paid better DBT commission: MicroSaveAgents of banks should be given higher compensation in rural India to make their business model viable and achieve the goals of financial i...
- Bank agents to receive higher commissions for DBT transactions: MicroSaveGovernment has to shell out Rs 1150 crore with 1 per cent DBT commissions and Rs 3611 crore for 3 per cent DBT commission.
- RBS programme launches toolkits for MFIs to offer creditRoyal Bank of Scotland (RBS) Group's technical assistance programme launched four toolkits for Micro Finance Institutions (MFIs) to offer c...
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