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MAHAVIR CHOPRA
2-hour hospitalisation: What health insurance policies really cover and what they excludeNew health plans cover treatments requiring two hours of hospitalisation, but exclusions remain critical.
Should I increase my term insurance cover of Rs 75 lakh and health insurance cover of Rs 10 lakh considering inflation?ET Wealth Reader's Query: I am 38, a salaried professional earning Rs 22 lakh annually. My family includes a spouse and a 5-year-old child....
Pick your own health cover: How custom plans work and their hidden downsidesA health plan consists of a base plan and riders or add-ons. Earlier, the base plan comprised fixed features that could not be changed, and...
Mediclaim Insurance Tip: Doctor shares viral video showing patient slicing Rs 2.5 lakh hospital bill down to Rs 18,000A doctor's video shows how patients can fight inflated hospital bills. The clip demonstrates questioning charges for consumables and room r...
Insurance complaints under regulator’s radar: IRDAI asks insurers to strengthen their grievance redressal systems to resolve complaints timelyIRDAI convened a high-level meeting with insurers to address the growing number of unresolved policyholder complaints. IRDAI urged insurers...
Retain costly health policy or use PMJAY coverage? Seniors have a tough choiceA 70-year-old retiree faces a dilemma over renewing his ₹73,000 health insurance policy or relying on the government's Ayushman Bharat sche...
How to avoid disputes around insurance claims? Mahavir Chopra answers" As a consumer, you need to become more aware. Obviously, the industry has to align it to the customer behaviour and make it very, very ea...
Can people with critical illnesses buy a term insurance plan? Mahavir Chopra explainsTricky basically means that you may have to apply to multiple insurance companies. Maybe there could be insurance companies who may not app...
Families of covid victims in debt trap as insurers reject claimsInsurers are contractually obligated to settle only those diseases included in the scope of coverage and Covid-19 is absent from most such ...
Aamir is a mad man, says '3 Idiots' producer Vidhu Vinod ChopraThe upcoming biographical sports drama 'Dangal' features Aamir Khan, 51, as Mahavir Singh Phogat.
How to pick the best health insurance in 5 easy stepsPolicies with the lowest premium or those with a basket of benefits may not always be the best option for you. Here's how you can make an i...
Budget 2016: Health insurance for all? Insurers welcome FM Jaitley's moveInsurers have given a thumbs up to Finance Minister Arun Jaitley’s proposal to extend health insurance cover of Rs 1 lakh to economically w...
ET Wealth: How to avoid getting your health cover application rejectedWith insurers becoming cautious while approving health insurance applications, policyholders need to refrain from giving wrong information.
Donating life: Both giver and recipient can benefit from insuranceWhile awareness of life-saving organ transplant surgeries is growing in India, knowledge of health insurance coverage may not be as well-kn...
Are women-only health insurance policies a good buy?Given the low awareness for the need of health cover for women in India, should women opt for products tailored for them?
Why you should extend your group health covers before retirementEmployees protected by group insurance can convert it to an individual cover at the time of separation, but the risks are many.
IRDA asks health insurers for indicative premiums for five years on new productsThe Insurance Regulatory and Development Authority (IRDA) has asked health insurance companies to indicate premium to be paid by the policy...
Religare Health launches Care with highest cover of up to Rs 60 lakhReligare Health has launched a health product called Care, which offers a wide range of sum insured of up to Rs 60 lakh.
How useful are group health coversA health policy at a reasonable rate, no medical check-up and coverage of pre-existing illness is something everybody would love.
- Get more out of your health insurance plan
Insurance cos offer cover for various day-care procedures to lure customers. Here's how you can benefit from it.