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MCLR SIDES
Rate cut or pricier deposits, SBI can protect NIM: SettyState Bank of India (SBI) Chairman, CS Setty, told analysts that the bank has a 35-basis-point cushion on its lending rate, providing flexi...11 Nov, 2024, 12.50 AM IST- Housing sector to give us growth engine and opportunity: Kapish Jain, IIFL FinanceIf you see in detail you realise that NII has expanded. We have been able to pass-on the rate hikes which happened in the last few quarters...31 Jan, 2023, 02.02 PM IST
- Pass-through of rate hikes to lift bank margins sharplyEBLR is linked to the RBI's repo rate. The other system used by banks to determine the rates, Marginal Cost of Funds Based Lending Rate (MC...11 Jun, 2022, 12.53 AM IST
- Front-loaded rate hikes margin positive for banks for now; ICICI, SBI best positionedThe central bank has set the stage for more rate hikes by sharply increasing its inflation projections for the current year. India faces si...09 Jun, 2022, 02.54 PM IST
- SBI, BoB, others hike lending rates by up to 0.1 pc; EMIs to go upThe lending rate hike by these banks -- which comes after a gap of around three years -- is likely to be followed by others, which will pus...19 Apr, 2022, 06.20 PM IST
- Banks ready to lend for purchasing vehicles; no issue in terms of fund availability: Uday Kotak"At this time, I don't see any issue of availability of money, which is available in plenty. Banks are ready to lend for vehicles if there ...04 Sep, 2020, 04.20 PM IST
- There should be a pause in rate cutting in Aug: Prashant Kumar, SBIWe are quite comfortable on the liquidity side as a bank and also as an industry.29 Jul, 2019, 09.35 PM IST
- Small deposits, loans will continue to be MCLR based, says SBIIn a first, State Bank of India yesterday linked pricing of loans and deposits to repo rate.09 Mar, 2019, 10.38 PM IST
- RBI hikes repo rate by 0.25%; home loans set to become costlyNow that the Reserve Bank of India has announced a hike in repo rate, banks, too, could start raising their marginal cost-based lending rat...06 Jun, 2018, 06.36 PM IST
- Why RBI repo rate should not influence your home loan decisionsAs things stand today, the interest rate appears to either remain stagnant or there exists a remote possibility for them to move up in the ...06 Apr, 2018, 02.51 PM IST
- Despite RBI maintaining status quo on rates, your loans may pinch moreHome loan borrowers should not rejoice too soon: EMIs on loans may still go up as banks increase their marginal cost-based lending rates ow...05 Apr, 2018, 06.29 PM IST
- People are moving from an unorganised lending side towards formal credit: Harshil Mehta, DHFL"Post demonetisation what we did see in the month of November was some amount of spike in our cheques bounces."05 Jan, 2017, 02.08 PM IST
- Banks yet to take rate cut benefits to every borrowerThe trio of Oriental Bank of Commerce (OBC), Bank of India (BoI) and Punjab National Bank (PNB) has been the worst in transmitting the lowe...09 Nov, 2016, 04.02 PM IST
- Banks still haven't passed on rate cut benefits to borrowers: ReportThe rate cuts benefited only the new customers and not the older ones as most loans are still linked to the previous benchmark.09 Nov, 2016, 01.54 PM IST
- J&K Bank plunges 7% ahead of conference callIn a filing to BSE, the bank has said that its chairman and CEO, Parvez Ahmed will meet investors at 11.30 am.13 Oct, 2016, 10.46 AM IST
- Here's why your wait for cheaper loans just got a little longerRajan felt that poor demand from corporates could have refrained banks to lower lending rates, which means that retail borrowers will have ...08 Jun, 2016, 01.49 AM IST
- RBI rejects banks' demand to defer MCLRThe new system will be operational from April 1 and many banks fear that their margins will be hit if the new method is implemented.21 Mar, 2016, 11.06 AM IST
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