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MCLR REGIME
Home loan getting costlier? How a higher credit score can save you lakhs even when interest rates rise- Good news for HDFC Bank borrowers: Bank cuts lending rates across tenures by up to 10 bps; check latest list
- Latest lending rates in March 2025: HDFC Bank, Bank of Baroda, Canara Bank, IDBI Bank, Bank of India
- Latest lending rate in February 2025: HDFC Bank, Bank of Baroda, PNB, Canara Bank, IDBI BankSeveral banks have adjusted their MCLR, affecting loan EMIs. HDFC Bank and PNB increased their MCLR, raising borrowing costs, while Canara ...18 Feb, 2025, 03.43 PM IST
- What is the latest PNB home loan, other loan interest rates?Punjab National Bank did not change its marginal cost of lending rates in May 2023, following other banks including ICICI Bank and Bank of ...02 May, 2023, 04.22 PM IST
- SBI keeps interest rates on these loans unchanged: Check the latest ratesThe State Bank of India did not change its marginal cost of lending rates following the Reserve Bank of India's decision to maintain repo r...15 Apr, 2023, 12.29 PM IST
- Hike in MCLR home loan interest rates has been lesser than EBLR loans; How long should borrowers stick to MCLR regime?MCLR home loan borrowers have been better off as the MCLR has gone up by lesser amount that the hike which EBLR home loan have witnessed si...29 Mar, 2023, 05.09 PM IST
- PNB hikes home loan interest rates: How much your EMI will increaseApart from State Bank of India (SBI), ICICI Bank, mortgage lender HDFC Ltd., the Punjab National Bank (PNB) has also announced the hike in ...01 Oct, 2022, 02.44 PM IST
- Linking lending rates to external benchmark the most effective transmission tool so far: RBI paper“Transmission during the MCLR regime was far from satisfactory,” said RBI’s research paper, necessitating the introduction of external benc...14 Aug, 2022, 04.41 PM IST
- MCLR more effective in policy transmission than base rate regime, says RBI paper"...transmission is higher during the MCLR regime than base rate regime," the paper authored by Sadhan Kumar Chattopadhyay and Arghya Kusum...12 Aug, 2022, 09.01 PM IST
- SBI to adopt 6-month MCLR versus one-year, faster policy rate transmission expectedThe country’s largest bank will shift to the six-month MCLR versus one-year MCLR, an SBI official said. The external benchmark-based rate w...21 Jul, 2020, 07.17 PM IST
- The events that led to external benchmarking of loans and what borrowers should do nowThe year 2019 saw the shift in the way interest rates loans to be charged. The Reserve Bank of India announced that with effect from Octobe...02 Jan, 2020, 09.19 AM IST
- RBI keeps repo rate unchanged but your EMIs are likely to go up anywayAlthough RBI has kept the key policy rates unchanged, now it is up to the banks on whether they will keep interest rates where they are or ...05 Oct, 2018, 06.20 PM IST
- RBI moves to ensure banks pass on rate cuts, quicklyBanks now publish an MCLR for different tenures overnight, 1 month, 3 months, and up to 3 years.03 Aug, 2017, 08.07 AM IST
- 25 bps cut is on expected lines: Rajnish Kumar, SBIIn last 18 months, MCLR has moved almost by 140 bps, ponts out the SBI MD.02 Aug, 2017, 04.16 PM IST
- RBI constitutes internal group to improve MCLRThe study group will also explore linking the bank lending rates directly to market determined benchmarks and will submit its report by Sep...02 Aug, 2017, 03.47 PM IST
- Axis Bank reduced its lending rate by 5 basis points across all tenorsAxis’ rate move comes just a few days after the RBI reduced its benchmark repo rate by 25 basis points to 6.25%.17 Oct, 2016, 06.54 PM IST
- ICICI Bank cuts its MCLR by 5 basis points effective from October 1One year lending rate of the bank is now 9.05% while the one month and three month rate is identical at 8.85%.04 Oct, 2016, 09.23 PM IST
- New Lending Rate system a boon for mid-sized banksThe new MCLR regime, which was implemented from the current fiscal year, applies to all new borrowers and is closely linked to bank deposit...02 Aug, 2016, 06.36 AM IST
- Should borrowers switch to the new MCLR regime for loans?As the repo rate cut by the Reserve Bank of India (RBI) and shift to a new interest regime coincide, it’s decision-making season for home l...18 Apr, 2016, 09.11 AM IST
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