Searched for
MCLR FRAMEWORK CHANGES
RBI invites public comments on draft rules to standardise how lenders set interest ratesThe Reserve Bank of India has proposed new rules for loan interest rates. These directions aim to harmonize lending practices across variou...- New framework to standardise interest rate rules on the anvil, says RBIThe Reserve Bank of India plans to standardize interest rate rules for all regulated entities. This new principle-based framework aims to i...
- RBI proposes new rules to standardise how lenders set interest ratesIn a significant move, the Reserve Bank of India plans to establish uniform interest rate guidelines for all regulated entities. This initi...
- RBI MPC: Home loan borrowers can breathe a sigh of relief, but how long their good days will last?RBI repo rate: The Reserve Bank of India has maintained its repo rate at 5.25%, providing ongoing relief for home loan borrowers. This deci...
- Changes in EBLR & MCLR framework, interest rate charging mechanism and how reset dates are decided- RBI proposalRBI MPC policy: The Reserve Bank of India plans to simplify loan interest rate rules for all regulated entities. This initiative aims to ha...
- Net interest margin to fall, Bank of Baroda can look to upsize treasury, wealth businessBank of Baroda anticipates tighter margins this fiscal. Sticky deposit rates and restricted lending rate increases will impact profitabilit...
- Big savings for home loan borrowers as EMIs to fall significantly after RBI cuts repo rate by 50 bpsRBI repo rate cut: The Reserve Bank of India has cut the repo rate by 50 bps in today's monetary policy announcement. With the latest rate ...
- Interest rates are falling, time to switch your home loan regime: Save above Rs 8 lakh by switching to EBLR; Know howHome loan interest rates are decreasing after the Reserve Bank of India repo rate cut. Borrowers can save money by switching to the Externa...
- Lenders urge RBI to return to daily overnight borrowing window to improve liquidityBankers have requested the Reserve Bank of India to reinstate the daily overnight borrowing window as the primary cash management tool to e...
- Rates, more than CRR lifeline, will help sustain rally in PSU banksFriday's policy support reduces competitive intensity for deposits, but use of internal gauges for loan pricing and a higher proportion of ...
- ICRR a temporary measure and won’t have too much impact on us: Ashwini Kumar Tewari, SBI"Loan growth has been outpacing the deposit growth for the last several quarters starting from September of last year. It is not only in pe...
- Deposit rates unlikely to match rise in lending rateThe external benchmark-linked framework makes transmission of monetary policy signals automatic in terms of lending rates, but deposit rate...
- Can Reserve Bank of India shed its socialist past?Despite a quarter of a century of efforts financial markets are where they are. Can banks at least be in a free market?
- Link loans to benchmarks: RBI to banksThe RBI just made a big push to make transmission of monetary policy more effective.
- RBI makes it mandatory for banks to link retail, SME loans to external benchmarkExisting loans linked to the MCLR, Base Rate or BPLR will continue till repayment or renewal.
- RBI group's views on loan rates not practical enough, say bankersLending rates should factor in that credit costs vary with loans and banks, they argue.
- Room for more rate cuts should emergeFirst, the immediate expected trajectory of CPI (consumer price index) is benign. With vegetable and pulse prices under control, we expect ...
- Adieu Raghuram Rajan: A free thinker with a 'side job' as central bankerHe broke the mould of a technocrat as someone who does not make public pronouncements on issues outside his domain.
- Rajan's 'months of fun' could hurt markets by stoking uncertainty: Mythili Bhusnurmath"It is very important that the RBI takes a decision one way or the other — and the sooner it is, the better it will be. Uncertainty is what...
- Home, car loans may get cheaper from AprilThe switchover to the marginal cost-of-funding formula, coupled with sharp cuts in small savings rates, will force lenders to pass on the b...
Load More
