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MCLR DECLINE
HDFC Bank raises MCLR by up to 10 bps across select tenorsFollowing the revision, the bank's MCLR, which is the lender's internal benchmark for pricing loans, stands in the range of 8.05% to 8.65%,...- RBI holds repo rate, but for how long will relief for home loan borrowers continue?The RBI’s decision to keep the repo rate unchanged at 5.25% has provided relief to home loan borrowers, but rising inflation could trigger ...
- Builder delayed possession and charged Rs 75 lakh extra on the basis of super area instead of carpet area; homebuyers partly win case in Punjab RERA for delayed possessionHomebuyers in Amritsar received partial victory from Punjab RERA regarding delayed possession. The authority ordered the builder to pay int...
- Deposit rates fall sharply by 30 bps in April as banks move to protect marginsIndian banks aggressively cut fresh deposit rates in April 2026 to protect margins, with the weighted average falling to 5.77%. Simultaneou...
- RBI highlights strong banking sector health, says lenders can withstand severe shocksIn the fiscal year 2025-26, India's financial landscape demonstrated remarkable stability. Both banks and non-bank entities showcased solid...
- SBI shares plunge 10% in two days after Q4. Do Morgan Stanley, Citi & Bernstein see a rebound soon?SBI shares fell over 3% on Monday and are down 10% in two sessions despite the lender reporting a 6% YoY rise in Q4 standalone net profit t...
- Buy, Sell or Hold: Elara Capital stays bullish on Titan Company, keeps ‘sell’ call on ABB IndiaBrokerages remain divided on large-cap stocks, with Elara Capital backing Titan Company on strong jewellery demand and revenue growth, whil...
- RBI rate cuts partly passed on to borrowers in FY26, lending rates fall but not fully: ReportRBI's repo rate cuts in FY26 were only partially passed on to borrowers, with lending rates declining but not matching the full policy redu...
- Deposit rates pick up as banks signal upward repricing cycleBank deposit rates across the Indian banking system rose in March 2026, according to data released by the Reserve Bank of India. The weight...
- Home loan EMIs likely to fall for these borrowers as banks revise lending ratesBank of Baroda, Indian Bank, and IDBI Bank have lowered their Marginal Cost of Funds-based Lending Rates (MCLR) for select tenures in Octob...
- Will loan EMIs drop in September as HDFC Bank, PNB, BoB and IOB cut their MCLR this month?Home loan borrowers can anticipate potential relief as several major banks, including HDFC Bank, Bank of Baroda, and Punjab National Bank, ...
- SBI loan interest rates September 2025: Check State Bank of India’s latest home loan rates, MCLR, EBLR and RLLR hereState Bank of India (SBI) has maintained its key lending rates unchanged for September 2025, including MCLR and external benchmark-linked r...
- Lower loan EMIs ahead for these BoB, IOB, IDBI Bank borrowers: Here’s how much MCLR has been cutIn September 2025, several banks, including Bank of Baroda and Indian Overseas Bank, adjusted their Marginal Cost of Funds-based Lending Ra...
- PNB, Bank of India reduce lending rates in September 2025: Check revised MCLR rates herePunjab National Bank and Bank of India have revised their MCLR, effective September 1, 2025. PNB reduced rates by up to 15 bps across tenur...
- Policy rate cuts and pace of transmission: Tracking an impactful five months in 2025The Reserve Bank of India (RBI) reduced the repo rate by 100 basis points between February and June 2025, bringing it down to 5.5%. Banks r...
- Latest lending rates in March 2025: HDFC Bank, Bank of Baroda, Canara Bank, IDBI Bank, Bank of IndiaAs of March 2025, several leading banks, including HDFC Bank, Bank of Baroda, Punjab National Bank (PNB), Canara Bank, and IDBI Bank, have ...
- SBI keeps interest rates on these loans unchanged: Check the latest ratesThe State Bank of India did not change its marginal cost of lending rates following the Reserve Bank of India's decision to maintain repo r...
- HDFC Bank cuts lending rate by 0.20%HDFC joins the chain of banks announcing lending rate cuts. Rates across the banking system have been headed south for the last few months,...
- Bank of Maharashtra cuts MCLR by up to 45 bpsThe new one-month and three-month MCLR rate now stands at 7.70 per cent and 7.75 per cent, respectively. The bank has also revised its base...
- HDFC Bank cuts MCLR by up to 15 bpsPrivate sector lender, HDFC Bank, cut its marginal-cost based lending rate (MCLR) for all tenors by 15 basis points (bps). According to the...
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