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MCLR 2025
HDFC Bank borrower alert: EMIs on these loans to cost more as bank raises lending rates by up to 10 bpsHDFC Bank has increased its Marginal Cost of Funds-based Lending Rates (MCLR) by up to 10 basis points, effective June 8, 2026. The revised...- RBI holds repo rate, but for how long will relief for home loan borrowers continue?The RBI’s decision to keep the repo rate unchanged at 5.25% has provided relief to home loan borrowers, but rising inflation could trigger ...
- RBI highlights strong banking sector health, says lenders can withstand severe shocksIn the fiscal year 2025-26, India's financial landscape demonstrated remarkable stability. Both banks and non-bank entities showcased solid...
- Bond market volatility sends corporates back to banksIndian companies are increasingly choosing bank loans over corporate bonds. This shift occurs as corporate bond yields have surged, while b...
- HDFC Bank reduces lending rates on select tenures: Who will benefit?HDFC Bank has adjusted its lending rates. Effective May 7, 2026, some loan tenures will see a reduction of up to 5 basis points. However, o...
- RBI rate cuts partly passed on to borrowers in FY26, lending rates fall but not fully: ReportRBI's repo rate cuts in FY26 were only partially passed on to borrowers, with lending rates declining but not matching the full policy redu...
- Deposit rates could be headed up in a squeeze for banksAs the demand for loans skyrockets, Indian banks find themselves grappling with a challenge: enticing savers to deposit their money. For ye...
- HDFC Bank trims lending rates: EMIs for these loans to fall as lender cuts MCLR on select tenuresHDFC Bank lending rates: HDFC Bank has reduced its Marginal Cost of Funds-based Lending Rates (MCLR) on select tenures by up to 5 basis poi...
- Lower loan EMIs ahead for these BoB, IOB, IDBI Bank borrowers: Here’s how much MCLR has been cutIn September 2025, several banks, including Bank of Baroda and Indian Overseas Bank, adjusted their Marginal Cost of Funds-based Lending Ra...
- PNB, Bank of India reduce lending rates in September 2025: Check revised MCLR rates herePunjab National Bank and Bank of India have revised their MCLR, effective September 1, 2025. PNB reduced rates by up to 15 bps across tenur...
- Home loan EMIs to drop? Big banks like SBI, HDFC Bank, PNB, Bank of Baroda, IOB cut lending rates in August 2025; check bank wise listSeveral public and private banks have revised their marginal cost of funds-based lending rates following the RBI's monetary policy meeting ...
- Lower EMI in focus: Will your EMI drop as leading banks reduce lending rates post RBI MPC August meeting?Despite the RBI maintaining the repo rate, several banks, including Bank of Baroda, HDFC Bank, and Punjab National Bank, have reduced their...
- Loan rates cut: PNB, Indian Bank & Bank of India cut lending rates across tenuresPunjab National Bank, Indian Bank, and Bank of India have reduced their Marginal Cost of Funds-based Lending Rates (MCLR) by 5 basis points...
- Latest loan rates in June 2025: SBI vs HDFC vs Canara vs BoB vs PNB -which bank offers the lowest rates?In June 2025, several major banks will revise their MCLR. HDFC Bank, Canara Bank, and Bank of Baroda will announce rate reductions. This wi...
- Home loan EMIs of Bank of Baroda, PNB, Canara Bank loans set to fall for these tenuresState-owned lenders Bank of Baroda, Punjab National Bank, and Canara Bank have reduced their marginal cost of funds-based lending rates acr...
- Latest lending rates in April 2025: HDFC Bank, SBI, Bank of Baroda, Canara Bank, Bank of IndiaIndian banks HDFC Bank, SBI, Bank of Baroda, and Canara Bank announce their latest MCLR rates. These rates impact home, auto, and personal ...
- SBI lending rates March 2025: Check the latest MCLR, base rate, and home loan interest ratesThe State Bank of India (SBI) has announced unchanged marginal cost of funds-based lending rates (MCLR) for various loan tenures effective ...
- Latest lending rates in March 2025: HDFC Bank, Bank of Baroda, Canara Bank, IDBI Bank, Bank of IndiaAs of March 2025, several leading banks, including HDFC Bank, Bank of Baroda, Punjab National Bank (PNB), Canara Bank, and IDBI Bank, have ...
- Latest lending rate in February 2025: HDFC Bank, Bank of Baroda, PNB, Canara Bank, IDBI BankSeveral banks have adjusted their MCLR, affecting loan EMIs. HDFC Bank and PNB increased their MCLR, raising borrowing costs, while Canara ...
- Latest loan interest rates in January 2025: HDFC Bank, Bank of Baroda, PNB, Canara Bank, IDBI BankLatest loan rates in January 2025: MCLRs reflect the minimum lending rates and are adjusted based on repo rate changes and marginal cost of...
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