Nobody at Zeta writes code the old way anymore: co-founder Ramki GaddipatiAI agents now generate, test and review code before humans approve it; Zeta says AI has lifted productivity by 30-40% and cut the number of...
26 Sep, 2026, 05.35 PM IST
Want to repay your debt quickly? Debt Avalanche vs Debt Snowball - know which method can help you become debt-free fasterAre you drowning in debt? Explore two effective strategies for repayment: the debt avalanche and debt snowball methods. The debt avalanche ...
25 Sep, 2026, 09.41 AM IST
Credit card spending falls 2.8% in August as new card additions slowIn August, credit card spending decreased by 2.8% to ₹2.02 lakh crore from July's ₹2.08 lakh crore. While year-on-year spending saw an incr...
24 Sep, 2026, 11.36 PM IST
UPI fee could recover up to Rs 15,000 crore annually while keeping most transactions freeNational Payments Corporation of India plans to introduce a 0.4% merchant discount rate for UPI transactions. This could help recover about...
24 Sep, 2026, 11.04 PM IST
Economists raise concerns as India's growth increasingly becomes credit expansion-ledIndia's economic growth has accelerated recently, supported by a significant rise in bank credit. Economists express concerns about the sus...
24 Sep, 2026, 08.19 PM IST
Proposed 0.4% UPI MDR could recover Rs 15,000 crore in first year: NPCI chiefGold may have pushed silver into the spotlight, but the shift is not just about price. Younger Indians, in particular, are looking at silve...
24 Sep, 2026, 07.29 PM IST
FD-backed SBI credit card: Advantage SBI Card launched; who can benefit from it?SBI Card has introduced the Advantage SBI Card through the SBI YONO app, making it simpler than ever for customers to apply. This innovativ...
24 Sep, 2026, 10.31 AM IST
'Retailers likely to pass UPI MDR to consumers'Retail associations are voicing concerns that the proposed UPI charge will inevitably be transferred to consumers, either as new fees on bi...
23 Sep, 2026, 07.28 PM IST
NABARD brings banks, government together to ease Kisan Credit Card access in DelhiNabin Kumar Roy, Chief General Manager, NABARD, emphasised that enhancing farmers access to Kisan Credit Cards remains a priority and calle...
23 Sep, 2026, 06.06 PM IST
Credit card issuers push EMI loans to counter revolver model misfireWith a smaller share of customers carrying balances month to month, interest-bearing receivables are growing more slowly than transaction v...
23 Sep, 2026, 12.27 AM IST
UPI vs debit vs credit cards: Will UPI payments with MDR charges still be cheapest? NPCI explainsAfter the MDR charge announcement on certain merchant UPI transactions, many UPI users are thinking whether they should shift from the UPI ...
22 Sep, 2026, 05.38 PM IST
UPI vs credit cards - How India's payments system is boosting savings and benefitting multiple stakeholdersThe Anglo-Saxon economies of the US, United Kingdom and Australia show a reduction in household savings rates along with a growth in credit...
21 Sep, 2026, 12.22 PM IST
Are you maximising value from your credit card? Here's when rewards justify the feeDon't be fooled by the flashy credit card rewards that might not deliver true value. Learn how to accurately assess your card's worth beyon...
19 Sep, 2026, 06.30 AM IST
MDR rollout will be monitored to protect usersTax issues Levy of goods & services tax on MDR can be taken up by GST Council, ITC may be used by merchants.
18 Sep, 2026, 07.57 PM IST
Finance Ministry rejects US pressure claims over new UPI MDR, says RuPay has no special edgeIndia's Finance Ministry rejects claims of US influence on UPI payment charges. The new framework prioritizes RuPay credit cards for UPI tr...
18 Sep, 2026, 07.56 PM IST
Apple Pay set for India launch next month with Axis Bank credit cards: ReportApple is set to launch Apple Pay in India next month, debuting with Axis Bank's credit card integration. Talks with prominent banks like HD...
18 Sep, 2026, 10.33 AM IST
No US pressure in UPI MDR decision; NPCI circular offers no advantage to foreign credit cards: FinMinThe Department of Financial Services (DFS) issued the clarification in response to observations in the US Trade Representative's (USTR) 202...
17 Sep, 2026, 05.30 PM IST