ED case files in poll-bound West BengalThe Enforcement Directorate is actively investigating several money laundering cases across West Bengal. These probes target alleged corrup...
23 Apr, 2026, 12.59 AM IST
Banks should shift exposures from vulnerable MSMEs, lay-off-exposed retail borrowers: EYBanks must act on early risk signals amid the West Asia war. EY suggests shifting exposure from vulnerable small businesses and retail borr...
07 Apr, 2026, 06.07 PM IST
How you can save Rs 15 lakh on a Rs 60 lakh home loan taken in overdraft formA home loan overdraft account lets you park surplus cash to slash interest payments while retaining access to your money, unlike traditiona...
20 Nov, 2025, 12.20 PM IST
Is flexi loan or dropline overdraft better than a personal loan and conventional overdraft?Credit line in the form of an overdraft is preferred by many people as it gives them flexibility to repay as per their convenience and keep...
22 Feb, 2024, 02.10 PM IST
Home loan overdraft facility: Eligibility, how to avail, documentation, interest rateThe concept of home loan with overdraft facility is gaining popularity as a financial tool.
20 Nov, 2023, 06.30 AM IST
Struggling to pay home loan EMI? You can pay less now, but there's a trade offBorrowers struggling to manage their household budget and pay the higher EMIs are actively looking for a solution that can help them reduce...
25 Jan, 2023, 11.57 AM IST
PNB discontinues this FD scheme: Check detailsCustomers of Punjab National Bank, particularly those with accounts in fixed deposit scheme PNB Varshik Aay Yojna, have been informed of th...
21 Dec, 2022, 02.09 PM IST
How SBI customers can avail loan against FDYou can use your FD as collateral to secure the loan amount with a loan against fixed deposit. For this type of loan, the existing fixed de...
27 Aug, 2022, 12.01 PM IST
How does 'interest only home loan' work; should you opt for it?The interest free period that you get on the interest only home loan is just an extension of your home loan tenure. So, if you are taking a...
24 Feb, 2022, 10.16 AM IST
Should you opt for home loan overdraft facility?The borrower should do a cost-benefit analysis to find out whether the benefit of interest-saving through the home loan overdraft account i...
18 Jun, 2019, 02.05 PM IST
How to take a loan against mutual fund investmentsInvestors can avail credit against mutual fund investment. Here's everything one needs to know about taking a loan against mutual fund unit...
25 Feb, 2019, 06.30 AM IST
Home loan overdraft accounts squeeze banksThe advantage is that no interest is charged on the home loan to the extent of the extra money kept in the account.
02 Jul, 2018, 02.11 PM IST
Interest rates on home loans slashed by big lendersThe private lenders now offer interest rates on home loans at 9.2% for loans up to Rs 75 lakh, down from 9.35% earlier.
07 Nov, 2016, 01.10 PM IST
SBI cuts home loan rate; ICICI offers overdraftSBI has further slashed interest rates by 0.15 per cent for its home loans up to Rs 75 lakh, while ICICI Bank is offering overdraft facilit...
02 Nov, 2016, 06.43 PM IST
SBI identifies 7 lakh accounts for providing overdraft facilitySeven lakh loans (taking overdraft) will be provided for personal purposes also, not necessarily for entrepreneurship, she said at the 13th...
03 Aug, 2016, 04.11 PM IST
Five smart things to know about bank overdraft facilityOverdraft is a short term loan to meet a sudden requirement for cash. The bank places a limit for the depositor to overdraw the savings acc...
16 Dec, 2013, 09.01 AM IST
- Smart things to know: Loans against fixed deposits
Investors can raise funds against FDs without having to break these by taking an overdraft. So the FD continues to earn interest for the in...
04 Jul, 2011, 04.19 AM IST