The Reserve Bank of India is taking a closer look at its credit loss regulations, which may result in higher borrowing costs for small and ...

Indian banks will see a slight dip in their return on assets this fiscal. This is due to lower treasury income and early provisions for a n...

Indian Railway Finance Corporation is set to raise USD 2 billion through external commercial borrowing. This funding will primarily be in J...

If the lender bank decides to deploy any technology-based mechanism for restricting or disabling the functionalities of a mobile device of ...

The Reserve Bank of India is proposing to allow lenders to disable certain mobile phone functions for loan defaulters, specifically for dev...

Power Finance Corporation and REC Ltd are planning to merge by April 1, 2027. This merger will create a single platform for financing India...

India's digital lending is rapidly transforming credit access, with mobile apps now disbursing significant loan volumes, especially to youn...

Indian Bank's chief Binod Kumar expects interest rates to rise and net interest margins to fall as India develops. He plans to raise capita...

There was a decline in banking stocks during Tuesday’s trading session. The drop came as a reaction to the RBI tightening its bad loan norm...

The new ECL guidelines would introduce a "staging framework" for asset classification under the ECL approach, replacing the existing incurr...

The Reserve Bank of India will implement a new Expected Credit Loss provisioning system from April 1, 2025. Banks must adopt this proactive...

Gold loan fintech startups are pivoting from loan sourcing to building their own loan books due to tightened RBI regulations. Companies lik...

Brokerages remain bullish on ICICI Bank after a strong quarter, citing stable margins, healthy loan growth and improving asset quality. Mot...

The Reserve Bank of India has permitted small finance banks to extend credit to capital market intermediaries. New loan-to-value ratio guid...

The Reserve Bank of India has mandated banks to provide fixed interest rate options for all equated installment based personal loans. Banks...

The Reserve Bank of India (RBI) has implemented new guidelines on penal charges for loan accounts starting from April 1. These regulations ...

Seller of loan should hold it in its books for at least one year and retain a minimum of 10% of securitised amount.