The National Housing Bank is intensifying its scrutiny of housing finance companies due to breaches in loan-to-value regulations, particula...

RBI Governor Sanjay Malhotra announced that final gold loan regulations will be released by today or Monday. These norms include raising th...

The Finance Ministry suggests changes to the Reserve Bank of India's gold loan rules. These revisions include delaying the implementation. ...

Gold loan draft rules: RBI has issued a draft for uniform guidelines on gold loans across banks and NBFCs. These proposals can impact how y...

Muthoot Finance shares plummeted after the Reserve Bank of India (RBI) announced forthcoming comprehensive regulations for gold-backed loan...

A loan-to-value (LTV) ratio compares the amount of a loan you will borrow against the total value of the property you want to buy. Lenders ...

As many as 80% of customers have taken loans against gold more than once in the past four months, said executives of gold loan NBFCs.

Average gold price in India has shot up by nearly 40% in the past six months amid volatile equity market and dwindling economic growth due ...

The Bimaru states are showing better growth because of lower competition amongst organised lenders.

In order to prevent excessive leveraging, the RBI capped LTV for loans up to Rs 20 lakh at 90% and for higher loan amounts at 80% in Decemb...

Welcoming recent moves by RBI on the gold lending front, ratings agency Crisil today said they bring the much-needed parity between banks a...

Earlier, private gold loan cos like Manappuram, Muthoot Finance and Muthoot FinCorp among others have been giving up to 90% of gold value i...

The step was to ensure a level-playing field withthe banks which were lending at 60% LTV ratio as against 80% or 85% at higher interest rat...

Rao committee has proposed to increase the LTV ratio plus a host of other recommendations for monetisation of gold.

Gold loan firms surged over 15% after the RBI report proposed increasing the LTV ratio to 75% from 60% currently.

Analysts pointed out that the clampdown will erode the margins of gold financing companies and curtail growth.

The RBI's recent guidelines for the gold loan sector will significantly moderate the growth and profitability over the next year, said a Cr...