Costs and provisions down, IDFC Bank will continue to bolster earnings: V Vaidyanathan, MD & CEOOur credit cost was 2.13% of loans including the microfinance portfolio, against a guidance of 2.10%. This year, encouraged by seeing our c...
Connected TV gains ground as advertisers seek audiences beyond traditional TV: ReportConnected TV viewership in India is rapidly growing, reaching millions of viewers. Advertisers can now reach audiences not available on lin...
Tata Capital joins the race to own a piece of India's dormant wealthTata Capital's acquisition of an 88.6% stake in Kerala-based Yogloans signals growing confidence in India's fast-expanding gold loan market...
Anchor investors clear path for SP Group's refinancingShapoorji Pallonji Group's anchor investors, including global funds, have agreed to extend relaxed loan-to-value ratios on pledged securiti...
Gold price fall triggers margin calls on bullet loansA significant drop in gold prices has led to margin calls on some gold loans, particularly those with bullet repayments. Loans requiring re...
SP Group seeks more time to repay bonds nearing maturityShapoorji Pallonji Group has reduced its ₹28,500 crore refinancing by ₹3,500 crore and is seeking a two-month extension on ₹14,300 crore of...
RBI allows SFBs to lend to MIs, sets fresh LTV ratio normsThe Reserve Bank of India has permitted small finance banks to extend credit to capital market intermediaries. New loan-to-value ratio guid...
Shapoorji Pallonji seeks bondholder nod for LTV relief on earlier NCDsIn light of recent geopolitical unrest, the Shapoorji Pallonji Group is reaching out to bondholders for consent to adjust a crucial loan-to...
RBI's loan-to-value limit hike for gold loans to support NBFCsRBI's revised gold loan regulations, featuring a higher loan-to-value (LTV) ceiling, are expected to bolster growth for gold loan-focused N...
Coming soon: NASA's space car on Moon that will be capable of navigating treacherous south pole, and Elon Musk agrees to blast the LTV to the Moon on a SpaceX StarshipNASA-backed company Lunar Outpost is reportedly behind the development of a vehicle that is capable of navigating the Moon's treacherous so...
RBI relaxes LTV rules to make home loans taken till March 2022 cheaperA loan-to-value (LTV) ratio compares the amount of a loan you will borrow against the total value of the property you want to buy. Lenders ...
Non-bank lenders approach RBI to raise LTV on gold loans to 90%The companies feel that if their LTV is increased at par with banks, they will be able to cater to the financial requirements of a larger s...
Increase in gold loan LTV will heighten credit risks for banks: ReportThe RBI had on Thursday increased the LTV ratio for gold loans by banks to 90 per cent from the earlier 75 per cent, in a bid to make money...
RBI Policy: LTV relaxed, home loans to get cheaperFor loans above Rs 75 lakh, with LTV ratio of above 75%, risk weight is reduced by 25% to 50%. Standard asset provision for all individual ...
Smart things to know about Loan to Value ratioLTV is a risk assessment ratio that is used to manage risks associated with lending against an asset. It refers to the percentage of the va...
Large NBFCs to maintain 50% LTV ratio for loan against sharesThe RBI said LTV ratio of 50 per cent has to be maintained at all times by the NBFCs with an asset size of Rs 100 crore and above.
Home Ministry teams to visit select districts for LTV, citizenship issuesRajnath Singh had set up the Task Force to monitor and expedite processing of citizenship and LTV applications on September 5 last.