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KIRTI TIMMANAGOUDAR
Non-bank lenders 'LAP' up opportunity to tap MSMEsIn the absence of banks, which focus on loans of Rs 15-20 lakh, NBFCs are finding growth opportunities in the high yielding micro-LAP (loan...
RBI expands scope of co-lending pacts beyond priority-sector loansBanks must give 40% of the total loans to segments such as agriculture, micro, small and medium enterprises, export credit, education, hous...
Borrowers now seek 'substitutes' as lenders tighten unsecured loansBorrowers are increasingly turning to loans against fixed deposits, shares, and gold jewellery due to banks' caution with unsecured lending...