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IRDAI GUIDELINES FOR DISABILITIES
Disability & health insurance: What’s covered, what’s not, and why the protection gap is still massiveHealth insurers extend coverage under regular policies, albeit with waiting periods for ailments related to disabilities. However, the prop...- How PhonePe is redefining fintech excellence through culture and complianceWhile others chase valuations, this payments giant is prioritising inclusion, governance structures, and workplace values.
- Can you depend upon home loan insurance policy, which is often tied up with loan?Insurers such as HDFC Life are increasingly using diabetes as a pre-existing condition as grounds for claim rejection, despite various lega...
- Mental health insurance problems continue: 5 things to check before buying a coverEven as mental health-related claims have increased in the past few years, problems continue in acquiring an adequate plan catering to the ...
- Health, life insurance policyholders' rights: Master circular issued by Irdai, know claim settlement time limit, other rulesThe Insurance Regulatory and Development Authority of India (IRDAI) has issued a master circular outlining the rights of insurance policyho...
- NHRC wants Irdai to ensure insurers offer hassle-free health products to the disabledThe National Human Rights Commission (NHRC) has called on the insurance regulator, Irdai, to ensure that insurance companies provide hassle...
- Irdai instructs insurers to ease, expedite claims settlement for victims of Odisha train accidentInsurance companies must abide by rules set forth by the Insurance Regulatory and Development Authority of India (Irdai) when resolving ins...
- How health insurance plans have changed since Covid 19: OPD, mental health, surrogacy, pay as you go and moreCovid 19 pandemic has proven to be a pathbreaking moment for health insurance plans in India as it exposed the vulnerabilities and allowed ...
- IRDAI mandates creation of new standardised cover for mental illnesses; will it be easier buy insurance now?On 27 February this year, the insurance regulator issued a circular to all general and standalone health insurers to ‘mandatorily launch an...
- IRDAI introduces standard travel insurance policies to help consumersThe IRDA guidelines called Standard Domestic Travel Insurance Product (SDTIP) have introduced five variants of the travel insurance product...
- Irdai asks insurers to launch standard travel cover in JulyRegulatory body Irdai on Wednesday issued guidelines for insurers for a standard domestic travel cover — Bharat Yatra Suraksha — which will...
- Irdai asks health, general insurers to provide standard personal accident cover from April"With the objective of having a standard product with common coverage and policy wordings across the industry, the authority has decided to...
- IRDAI issues guidelines for standard personal accident coverThe standardized product set to go live from April 1 has been named “Saral Suraksha Bima.” The minimum sum assured has been set as Rs 2.5 l...
- After health and life, now a standardised personal accident insurance cover in the work by IRDAIA 100% sum assured would be liable to victims of accidents that result in death or permanent disablement, as per the draft guidelines where...
- Life insurance companies to offer standard term policy from Jan 1, 2021: Check details hereAll life insurers permitted to mandatorily offer the standard term life policy with effect from January 1, 2021.
- Post lockdown employers must mandatorily provide medical insurance to employeesMedical insurance should be typically taken for at least one year to cater to any health issue which could commence during the lockdown but...
- Car insurance premium up sharply: Compulsory personal accident cover hiked to Rs 15 lakhIRDAI has asked insurers to provide a minimum cover of Rs.15 lakh under PAC for Owner-Driver at the premium rate of Rs 750 per annum for an...
- Health cover rejections grow as insurance companies bypass rulesRejection of applications for health covers is on the rise with insurers turning down any applicant having a pre-existing condition or even...
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