The impact of car insurance on your car resale valueCar insurance significantly impacts the resale value of used cars. Factors such as Insured Declared Value (IDV), depreciation, claims histo...
23 Sep, 2024, 04.18 PM IST
Types of car insurance plans you should know aboutIndia mandates third-party insurance (Motor Vehicles Act 1988). IRDAI sets premiums. Types: third-party liability, Own Damage, and Comprehe...
09 Jul, 2024, 01.08 PM IST
What Is zero depreciation in car insurance?Car owners are advised to drive responsibly to save on insurance premiums and claim settlements. The concept of zero depreciation insurance...
18 Jun, 2024, 01.16 PM IST
Motor insurance rule change: No arbitrary claim rejection, quicker claim settlement, pay as you drive option must, says IRDAIMotor Insurance New Rules by IRDAI: The Insurance Regulatory and Development Authority of India (IRDAI) has updated the master circular cla...
12 Jun, 2024, 11.27 AM IST
How much flood damage will a regular comprehensive car insurance cover?If your vehicle has been damaged or submerged due to floods, here is what you need to know about what is covered under a regular comprehens...
15 Jun, 2023, 03.59 PM IST
Motor insurance policy provides total loss benefit against car accident: What it means for you?IDV is calculated by considering the manufacturers listing price of the vehicle minus depreciation. However, the cost of registration and i...
07 Mar, 2019, 11.01 AM IST
Return to invoice add-on can get you original cost of car from insurer if insured car is stolenIf you have the insurance price add-on cover then you are eligible for the payout as per the invoice value of your car.
04 Mar, 2019, 10.16 AM IST
Motor insurance: Should you opt for lower IDV, voluntary deductible to reduce premium payable?Insured Declared Value means the maximum value for which your car is insured in case of total loss/theft in a particular year.
06 Feb, 2019, 10.39 AM IST
What are the inclusions and exclusions in a car insurance policy?No matter from where you buy a car, here are few things to be aware of as far as inclusions and exclusions in a car insurance policy are co...
22 Dec, 2018, 09.57 AM IST
Important watchouts while filling motor insurance claim formIt is important to consider few things when it comes to filling the claim form, filing it, and settling the final claim with the insurance ...
11 Oct, 2018, 01.27 PM IST
Planning to renew your car insurance? Here's why it's important to set the IDV correctlySettling for a lower insured declared value may keep the premium lower, but you may also end up with a lower claim amount.
23 Dec, 2016, 10.00 AM IST
Don’t get lured by discounted offers on car insurance; Here's why you need to be cautiousDon’t get lured by discounted offers. Agents manipulate the policy features to make the price look attractive. Look under the hood before y...
13 Aug, 2016, 04.11 PM IST
Soon, you may 'touch' objects in videos!Interactive Dynamic Video looks at the tiny, invisible vibrations of an object to create video simulations that users can virtually interac...
05 Aug, 2016, 09.26 AM IST
Rs 15 lakh fine slapped on Shriram General InsuranceIRDAI has slapped a Rs 15 lakh fine on Shriram General Insurance Company Ltd for violating various norms.
01 Aug, 2016, 06.00 PM IST
The insurance riders you need and those you can do withoutInsurance riders are not replacements for base plans. Instead, they help you take additional cover against specific risks at low cost as ch...
29 Jun, 2015, 08.00 AM IST
- How do companies calculate car insurance premium
Here are the factors that influence the premium that you pay for your car insurance.
27 Aug, 2010, 10.28 AM IST
- It pays to drive around for best car insurance
Car insurance today comes with a lot of riders and choices. But it makes sense to shop around for premium deals that best suit your needs.
18 Dec, 2009, 12.00 AM IST