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HFC LENDING RATES
Is it worth taking a fresh look at the housing finance sector? 6 housing finance stocks with upside potential of up to 18%Housing finance is one of those sectors where the macro picture is always attractive, but not so much the micro reality. At the level of th...
CreditAccess Grameen looks to scale down microfinance growth, says MD & CEO Ganesh NarayananCreditAccess Grameen, a leading NBFC-MFI, is shifting focus from microfinance to secured lending like home loans. The company aims to becom...
NHB pushes for lower home loan rates, lenders delay cuts till AprilThe National Housing Bank is pushing housing finance companies to lower lending rates for customers. However, these companies plan to wait ...
Why isn't your home loan EMI dropping after RBI rate cuts? Blame your lenderHome loan borrowers face a crucial choice between banks and housing finance companies. Banks often pass on rate cuts faster due to their fu...
Indiabulls Housing soars 9% on entering strategic partnership with HDFCAs per the agreement, Indiabulls Housing will originate retail home loans as per jointly drawn up credit policy and retain 20 per cent of t...
We do not expect banks to start lending more to risky NBFCs overnight: Alka Anbarasu, Moody’sWe expect the lower interest rates to benefit the banks in terms of boosting their NIMs.
Should you opt for a home loan from bank or housing finance company?At any point in time, you always have the option to transfer your home loan from HFC to a bank at lower interest rates and other favourable...
Risk aversion to HFC, NBFC debt may hit growth, says JefferiesMahindra Finance and Bajaj Finance are top picks for Jefferies.
Took an HDFC home loan before April? Your EMI went up by this muchHere is a look at how equated monthly instalments (EMIs) of HDFC home loan borrowers has been impacted after the latest rate hike.
NHB amends rules: Home loan finance companies likely to cut interest ratesThe National Housing Board (NHB) has amended its risk weightage rules for loans given by HFCs thereby increasing the funds available with t...
HFC stocks gain as Sebi raises limit for MF investment in housing bondsHFC spreads are incrementally facing twin pressures of lower lending rates and rising bond yields. As such, the Sebi measure could help eas...
Housing Finance Economics to face roadblocks due to falling bank interest rates: Ind-RaThe competition between HFCs would have implications for profitability, especially in view of limited manoeuvrability of such companies wit...
HFCs may look at covered bonds as additional funding option: Moody'sNBFCs, including housing finance companies (HFCs), have been diversifying their funding sources as a way to reduce their dependence on fina...
There should not be regulatory arbitrage between banks and HFCs: Arundhati Bhattacharya, SBI chiefArundhati Bhattacharya said that there should not be any regulatory arbitrage between banks and housing finance companies to ensure level p...
Small housing finance companies yet to lower lending ratesAbout 30-40% of funds come by way of refinance from National Housing Bank and the balance they raise from the short-term money market.
- Home loans 25% costlier in 2 yrs, SBI's now at 10.25%
A large number of home loan customers with floating rates are in for some tough times ahead, with major banks and HFCs raising mortgage rat...
- Agreeing to the Loan Agreement
In the euphoria to acquire that dream house, various clauses in the loan agreement are often overlooked.
- Banks refuse to offer PLR cut benefits to many sub-PLR borrowers
Some public sector banks (PSBs) are understood not to be passing on the benefits of PLR reductions to their sub-PLR corporate borrowers in ...
- End of the road for home loan
With NHB insisting that customers get fair advice before finalising home loan deals, lenders will have to now hire certified mortgage couns...
- Planning to float?
Planning to take a floating rate home loan? Ensure that the bank’s process of changing the benchmark rate is transparent.