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GOLD LOANS GUIDELINES
RBI revises Kisan Credit Card norms, standardises crop season definitionThe Reserve Bank has revamped the Kisan Credit Card (KCC) Scheme, standardizing crop season definitions for uniform loan sanctions and repa...
India, Sri Lanka collaborate to strengthen trade interactions through local currency settlement initiativesIndia and Sri Lanka are exploring ways to settle trade using their own currencies. This move aims to cut transaction costs and shield busin...
Agentic AI adoption drives stronger governance oversight, risk controlsIndian companies are prioritising local AI rules over international ones. They are focusing on ethics, identity, and privacy as AI adoption...
Andhra Cabinet gives nod to 34 proposals; boosts aviation, irrigation, industrial developmentThe Andhra Pradesh Cabinet approved 34 proposals, including a new aviation policy, organ transplantation law, and revised funding for the P...
As India grows richer, banks will have to adjust to thinner margins: Indian Bank CEOIndian Bank's chief Binod Kumar expects interest rates to rise and net interest margins to fall as India develops. He plans to raise capita...
Gold loan guide: 7 things you must know before you pledge your gold
RBI rejects NBFC pleas on funds, norms tighteningThe Reserve Bank of India has rejected several suggestions from Non-Banking Finance Companies. Equity investments in group entities will no...
These 8 private and public banking stocks have an upside of up to 35% in one year, according to analystsThere was a decline in banking stocks during Tuesday’s trading session. The drop came as a reaction to the RBI tightening its bad loan norm...
Gold loan fintech companies build own loan books as RBI tightens normsGold loan fintech startups are pivoting from loan sourcing to building their own loan books due to tightened RBI regulations. Companies lik...
RBI returns Ujjivan Small Finance Bank's application for universal bank licenceThe Reserve Bank of India has returned Ujjivan Small Finance Bank's application to become a universal bank. The central bank cited the need...
Gold loan industry seeks deferment of new norms citing geopolitical uncertaintyThe revised framework, scheduled for implementation on or before April 1, 2026, aims to strengthen regulatory frameworks and promote respon...
NPAs in the gold loan sector will not go up due to a surge in gold prices, says Indel’s Umesh MohananIndel Money's Executive Director, Umesh Mohanan, anticipates no NPA surge in the gold loan sector despite rising gold prices. RBI's revised...
Gold loan stocks like Muthoot Fin, Manappuram rally up to 4% for second day. What should investors do?RBI's revised gold loan guidelines, effective April 2026, raise the LTV ratio for small-ticket loans, boosting gold loan stocks. The move, ...
No collateral damage: Finance ministry wants relief for small gold loansThe finance ministry has suggested the RBI to exempt small borrowers seeking loans below Rs 2 lakh from its draft directions on gold collat...
FinMin bats for exemption of small borrowers in RBI's gold loan guidelinesThe finance ministry has proposed exempting small gold loan borrowers (below Rs 2 lakh) from the RBI's draft guidelines on lending against ...
Gold loans guidelines: FinMin urges RBI to take time on new rules implementation; Muthoot Fin, Manappuram shares riseThe Finance Ministry suggests changes to the Reserve Bank of India's gold loan rules. These revisions include delaying the implementation. ...
Gold loan rules: 9 crucial proposals made by RBI in the draft guidelines and how they may impact your borrowingGold loan draft rules: RBI has issued a draft for uniform guidelines on gold loans across banks and NBFCs. These proposals can impact how y...
Muthoot Fin, Manappuram will be able to adapt well to RBI's new gold loan guidelines: FitchFitch Ratings suggests the RBI's draft guidelines for gold-backed loans will enhance regulatory clarity and compliance, though increasing o...
RBI issues draft guidelines on gold loansLast September, the central bank directed lenders to follow rules after it observed deficiencies in processes like loan appraisal, end-use ...
RBI plans new rules for gold loans; Manappuram, Muthoot Finance shares diveReserve Bank of India plans to introduce uniform guidelines for gold loans. These rules will apply to banks and Non-Banking Financial Compa...