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5 things to know about investing in post office schemesThe small savings instruments include PPF, SSY, SCSS, NSC, post offi ce deposits and KVP
What happens if you miss a mutual fund SIP instalment?A missed SIP instalment happens when there isn’t sufficient balance in the account.
Roles of people in a will: 5 things to knowWitness is the people who witness and confirm the signing of the will by the testator.
5 things to know about cardless cash withdrawalCurrently this service is offered by some banks for their customers only.
What is stablecoin?Stablecoin is a form of digital currency that is backed by a certain asset such as gold, US dollars etc. Such currencies when pegged to an ...
What are emergency loans?The rate of interest depends upon the credit score, relationship with the lender, tenor and the loan amount.
What is E-rupi? Here are five things to know aboutE-rupi is delivered via a QR code or SMS string-based voucher and does not require card or net banking or app.
What are recurring expenses chargeable to mutual funds?One of the expenses which are chargeable to mutual funds is costs relating to investor communication including providing account statements...
What are convertible debenturesInvestors benefit from interest payment and have the option to convert the loan into equity to participate in the growth of the company.
Smart things to know about Robo advisory servicesA robo-adviser is an online wealth management service that provides automated, algorithm-based advice without human intervention.
Smart things to know about mutual fund colour codingThe colour code of a mutual fund scheme, represented by a small coloured box, helps to ascertain the level of risk that the scheme is expos...
Smart things to know about tax-free bondsThe interest earned from these bonds is tax-free, making them attractive on a taxadjusted basis for investors in the high tax brackets.
How to obtain credit card protection planA card holder must fill an application form to enrol in the credit card protection plan. The form is also available online on the websites ...
How to facilitate the filing of income tax returnsIf you have too many transactions in equity and mutual funds, it may help to find a chartered accountant to maintain your accounts.
Smart things to know: TDS on immovable propertyStarting 1 June 2013, the 1% tax deducted at source (TDS) has been applicable on the value of transfer of immovable property worth Rs 50 la...
Factors to consider before taking an education loanMany students believe that a default in the case of an education loan goes undetected. However, with the presence of credit bureaus, the re...
How to make the transition from an employee to an entrepreneurEfficient use of capital is required when the pockets are not too deep. Finally, one should ensure that he separates and insulates his busi...