How can I double Rs 70 lakh in next 10 years ?The Rule of 72 can be applied to calculate the returns that the investment amount must earn to double the money in a specific period.
21 Feb, 2022, 11.29 AM IST
Is there any restriction in contribution to EPF for a person who is in full-time employment, aged above 60?As per the EPF scheme, an employee shall cease to be the member of EPS from the date of attaining 58 years of age or from the date of vesti...
11 Jan, 2021, 04.11 PM IST
My home loan under PMAY was sanctioned before the lockdown. Can I withdraw from the loan now?You should communicate your decision in writing to the bank. It is slightly complicated if your loan has been disbursed (even partially) an...
17 Aug, 2020, 12.57 PM IST
I am 37 and can invest Rs 30,000 per month in mutual funds. Which index fund should I invest?You can select an index fund which has a low expense ratio and low deviation from benchmark returns. HDFC Index Fund Sensex Plan and Motila...
08 Jun, 2020, 01.14 PM IST
My mutual funds are giving negative returns; should I continue?If you have any mutual fund queries, message on ET Mutual Funds on Facebook. We will get it answered by our panel of experts.
02 Dec, 2019, 03.11 PM IST
How should a senior citizen invest amount received on FD maturity to get monthly income?You can equally divide the amount in corporate bond and floating rate funds. For monthly income, consider debt funds that are yielding 6-7%...
11 Nov, 2019, 11.25 AM IST
Mutual fund schemes to invest in for building retirement corpus for my spouse"Assuming your investment horizon is 25 years, an investment of Rs 5,000 per month can build a corpus of Rs 92.91 lakh, at a CAGR of 12%. "
16 Sep, 2019, 11.17 AM IST
How I can invest in alternative investments like wine, coins?"Each of the alternative investments such as art, P2P lending and so on has a different ticket size, risk, mode of investing and regulatory...
01 Jul, 2019, 10.56 AM IST
I have Rs 5 lakh in my savings account. Should I repay my home loan or invest it?Whether to use the surplus money to repay debt or to invest it is often a choice between a rational and an emotional approach.
17 Jun, 2019, 11.08 AM IST
Investment queries: How should an NRI invest in the Indian equity market for the long term?NRIs can invest in funds that accept NRI investments either directly or via power of attorney. It’s advisable to invest in a mix of bluechi...
06 May, 2019, 11.16 AM IST
How should I invest my retirement corpus of Rs 1 crore to earn a monthly income of Rs 50,000?Invest in products that match your risk appetite. You should also consider factors like taxation, frequency of payouts and lock-in period.
23 Apr, 2019, 12.38 PM IST
These mutual fund schemes can help retirees earn regular monthly incomeAs you want a regular monthly income, capital protection and income certainty, you may invest the lump sum in short-term debt funds and opt...
18 Feb, 2019, 11.37 AM IST
Mutual fund schemes you can invest in for your retirement"You can consider a 75:25 equity-debt portfolio allocation. Increase SIPs in the same proportion and review your funds at least once a year...
18 Feb, 2019, 11.32 AM IST
How to invest Rs 1 lakh for your grandchildGiven your investment horizon, you can choose a good index fund and invest in it via a weekly systematic transfer plan over the next 4-5 mo...
31 Dec, 2018, 10.02 AM IST
Can my wife and I open two joint Senior Citizens’ Savings Scheme accounts?A senior citizen can invest up to Rs 15 lakh in an SCSS account. This account can be held jointly with one’s spouse.
26 Nov, 2018, 10.39 AM IST
How to invest for retirement and children's educationWith almost 20 years to go for retirement, investing in mutual funds is advisable. Monthly expenses of Rs 35,000 will translate to around R...
03 Sep, 2018, 06.30 AM IST
ET classroom: Know all about Offer For SaleOffer for Sale or OFS, a way to sell shares of a company, enables promoters of a listed company to dilute their existing shareholdings in a...
12 Mar, 2016, 01.10 PM IST