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My wife and I declared diabetes in our health insurance policy. Will it cover new illnesses too?ET Wealth Reader's Query: My wife and I have had a floater health insurance policy for over four years. We declared diabetes as a pre-exist...- Can me and my wife claim LTCG tax exemption on gains from residential property sold in 2025?ET Wealth Reader's Query: In 2025, I sold a residential property, which was purchased in 2008 in the joint names of my wife and I. However,...
- Started investing in your 40s? You can still achieve your financial goals, but focus on these priorities firstAshish Mishra is currently focussing on two primary financial goals — his child’s education and an early retirement at 51. Here’s what the ...
- Will Rs 32 lakh EPF corpus withdrawal be tax-free? Are there better options than withdrawing?ET Wealth Reader's Query: I contributed to EPF until 2021 while working at an MNC. Since moving to a startup in 2022 that doesn’t offer PF,...
- How to dematerialise and transfer physical share certificates to legal heirs?ET Wealth Reader's Query: I recently found several bonds and share certificates in physical form belonging to my late father. How can I get...
- How can I transfer or gift 800 grams of gold to my daughters?ET Wealth Reader's Query: I am a 50-year-old widower. My wife passed away a few years ago. I currently have around 800 grams of gold that b...
- Do I need to convert my leasehold DDA flat to freehold to sell it?ET Wealth Reader's Query: I have a DDA flat since 2008, which is leasehold. I now want to sell it. Is it mandatory to convert it to freehol...
- Is tax-exempt income in India also exempt in the US for NRI?ET Wealth Reader's Query: If an income is tax-exempt in India, is it also exempt in the US for an NRI? For instance, interest on NRE accoun...
- How to rebalance my portfolio in current environment?ET Wealth Reader's Query: How to rebalance portfolios in the current environment—between equity, debt, gold, and global assets—to manage bo...
- Can I claim LTCG exemption in same year if I buy a property before selling existing one?ET Wealth Reader's Query: Will buying an apartment before selling the existing one still allow me to claim long-term capital gains exemptio...
- Chasing midcap mutual funds? Invesco India Mid Cap and 4 others deliver over 25% CAGR in 3 yearsInvesco India Mid Cap Fund gave the highest return of 27.2% in the last three years. The fund is assigned a four-star rating and had an AUM...
- If I gift my Rs 2 lakh to my wife who plans to invest in FD, who will pay income tax on interest earned?ET Wealth Reader's Query: I am the only earning member of my family. My company has given me a bonus of Rs 2 lakh this year (after deductin...
- Should I increase my term insurance cover of Rs 75 lakh and health insurance cover of Rs 10 lakh considering inflation?ET Wealth Reader's Query: I am 38, a salaried professional earning Rs 22 lakh annually. My family includes a spouse and a 5-year-old child....
- I am 80 and my wife is 78. Can we increase our coverage to Rs 10 lakh each?ET Wealth Reader's Query: I am 80 and my wife is 78. We currently have medical insurance coverage of Rs 7 lakh each. We would like to incre...
- I invest Rs 60,000 monthly via SIPs. Should I add a multi-asset or balanced advantage fund to reduce volatility?I am 42, earning Rs 28 lakh annually. I invest Rs 60,000 per month through SIPs in a mix of large cap (40%), flexi-cap (30%) and mid-cap (3...
- Looking for least expensive stocks? Here are top 5 with lowest price-to-earnings ratioFive stocks currently trade at among the lowest price-to-earnings levels, indicating relatively inexpensive valuations. Power Finance Corpo...
- What makes Principal Growth Fund a worthy candidate in the flexi-cap mutual fund categoryThe portfolio is heavily diversified as a result of a conscious approach to distribute risk thinly across stocks with lower market-cap.
- My saving idea: How investing money given to kids as gift can become a sizeable amount in futureTo help teach children the importance of saving and investing, S. Ramjee from Chennai has come up with a rather useful way.
- ETWealth-PlanCover.com ratings: Best health plans for older couplesET Wealth-PlanCover.com rankings help identify the top contenders for young couples in the 41-60 year age group with children.
- 'Don't cling to stocks hoping for recovery’Invest regularly through SIP and think of equity as long-term investment. Choose pure vanilla diversified equity funds for core equity expo...
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