Changed jobs but yet to transfer your EPF? Here's why skipping could cost you lakhs in retirementFailing to transfer your EPF when you change jobs can cost you tax benefits, pension eligibility, and lakhs through lost compound interest....
17 Dec, 2025, 03.30 PM IST
Save tax in new tax regime: Here are 6 smart waysUse the right levers—EPF, NPS, arbitrage, gifting— to remain compliant and tax-efficient.
03 Aug, 2025, 03.34 PM IST
Retirement Planning: Can I transfer funds from EPFO account to NPS for better returns?Is it possible to transfer funds from an EPFO account to NPS in order to get better returns? Our panel of experts answers questions related...
16 Jan, 2025, 12.39 PM IST
I have an EPF corpus of Rs 85 lakh; is it tax efficient to transfer it to NPS tier 1 account after retirement?Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away.
05 Dec, 2023, 12.10 PM IST
Retirement Planning: How to save for your retirementFinancial planners suggest a retirement corpus target that is about 20 times your annual income. While some feel that 30 times can be a bet...
22 Aug, 2023, 11.56 AM IST
Formal job creation up significantly in AprilThe NSO report is based on the payroll data of new subscribers of various social security schemes run by ESIC, the Employees' Provident Fun...
25 Jun, 2022, 12.45 AM IST
Should I put my superannuation fund in LIC or NPS to get better returns?Instead of superannuation fund in LIC which only offers a pre-tax pension at 5.25%, you can consider shifting to NPS. You need to have an a...
18 Jan, 2021, 12.40 PM IST
Voluntary provident fund: Investing, contribution, interest rate and other things to knowIf you are planning to invest in the Voluntary Provident Fund (VPF), here are the answers of the some the commonly asked questions about it.
28 May, 2020, 09.42 AM IST
Retirement planning: How to maximise returns from EPF, NPS investmentsIn the dynamic retirement landscape, EPF and NPS are critical pillars of your retirement planning.
03 Feb, 2020, 08.54 PM IST
You could soon get the option to lower your EPF contribution. Should you go for it?Financial planners say reducing contribution to the EPF will have far reaching implications for the employee.
11 Dec, 2019, 05.02 PM IST
How to move funds from EPF to NPSTo make the transfer, a request must be made to the recognized employee provident fund or superannuation fund to his NPS account.
08 Aug, 2019, 03.31 PM IST
Don’t be in a rush to make EPF-NPS switch: ExpertsThe proposal to switch from EPF to NPS was announced in last year’s Budget. This year’s Budget has extended a one-time tax exemption to suc...
08 Mar, 2016, 07.07 AM IST
EPF members could soon switch to NPS, but experts say don’tOnly this time the govt may be unfairly targeted because switching rules it has framed for EPF and NPS are quite flexible and subscriber-fr...
07 Mar, 2016, 08.22 PM IST
NPS is hot property now, but is it also the best way to plan your retirement?The Budget might have made NPS attractive, but financial experts say that one should not get swayed by tax benefits or better returns alone.
13 Mar, 2015, 03.21 PM IST
Budget 2015: Government looking at Sebi proposal to introduce MF retirement plans with tax benefitsSebi has proposed that the investment under this plan may be categorised under E-E-E status. The government may announce this in the Budget.
13 Feb, 2015, 11.42 AM IST
Relaxed norms will help EPF earn good returns even from debt investments: Anil SwarupCentral Provident Fund Commissioner Anil Swarup explains how two recent decisions of the Central Board of Trustees of the EPFO could boost ...
01 Apr, 2013, 08.52 AM IST
- The EPFO mess
The EPFO move to ask the govt to bar workers from withdrawing their PF balances on switching jobs is a frantic but incremental step.
30 Dec, 2010, 06.48 AM IST