Rs 1 crore at 27, but burnt out from office pressure: Gen Z employee shares his early retirement plan. ‘I’m tired’A 27-year-old software engineer has sparked a debate after revealing that he has built a net worth of Rs 1 crore but is already considering...
19 Aug, 2026, 06.03 PM IST
From gold and LIC policy to SIPs and crypto: How investment habits changed from Boomers to Millennials to Gen ZModern Indians are redefining investment strategies; rather than saving first, the youth now prioritise their financial goals before choosi...
16 Aug, 2026, 06.05 PM IST
Women may be better investors than men. So why do they retire with less wealth? CA Nitin Kaushik explainsCA Nitin Kaushik highlighted the paradox that women may invest more wisely than men yet retire with less wealth. He attributed this to lowe...
14 Aug, 2026, 01.17 PM IST
Can you build a ₹5 crore retirement corpus on a ₹15 lakh salary with EPF alone?Can EPF contributions secure a comfortable retirement for those with higher salaries. With an annual income of ₹15 lakh, one can potentiall...
12 Aug, 2026, 06.07 PM IST
EPS pension hike: Will minimum pension rise from Rs 1,000 to Rs 7,500?Minimum EPS pension: Pensioners are advocating for a boost in the minimum EPS pension. The government reassured them that existing pensions...
11 Aug, 2026, 02.59 PM IST
Eligible for 75% EPF balance withdrawal and planning to do so? Think again and find out how much it will cost you to rebuild itNew EPF withdrawal rules offer greater flexibility for salaried employees. Experts caution against withdrawing retirement savings premature...
04 Aug, 2026, 06.18 AM IST
Retiring with an EMI? Here's when it can make sense and when it could derail your retirementRetiring debt-free is an ideal goal, but not always achievable or necessary. Experts suggest focusing on EMI affordability rather than comp...
04 Aug, 2026, 06.17 AM IST
Big age gap between children? Here’s what it means for your retirement, education planning, and family financesIndia’s falling total fertility rate, which currently stands at 1.9, below the replacement rate of 2.1, has ignited debates around smaller ...
03 Aug, 2026, 11.14 AM IST
EPF vs mutual funds: Which is better for retirement? EPFO compares returns, tax, pension benefits and riskThe Employees Provident Fund offers retirement security and employer contributions. Mutual funds are voluntary investments with market-link...
27 Jul, 2026, 02.58 PM IST
Rs 9,330 crore lying in the inoperative EPF accounts; is your account also one of them; here's how to claim fundAs much as Rs 9,330.56 crore lies in inoperative Employees Provident Fund accounts. This unclaimed amount is as of March 31, 2026, accordin...
24 Jul, 2026, 02.58 PM IST
New tax regime: Save up to Rs 65,500 in tax through your employer's NPS contribution; here's how to claim itSection 80CCD(2) provides a tax deduction for employer contributions to NPS. This benefit remains available under the new tax regime for sa...
23 Jul, 2026, 01.05 PM IST
GPF interest rate for government employees: Has Finance Ministry changed GPF rate from 7.1% for July-September 2026 quarter?The Ministry of Finance has announced the GPF interest rate for the upcoming quarter. General Provident Fund and similar government funds w...
23 Jul, 2026, 10.14 AM IST
Higher take-home salary or bigger retirement corpus? How the proposed EPF change could affect your futureA government proposal may allow employees to voluntarily reduce their EPF contributions. This change could increase immediate take-home sal...
22 Jul, 2026, 02.21 PM IST
EPFO 3.0: Government plans new pension scheme for formal and unorganised sector workers, claims report explaining how it will workThe government is planning a new pension scheme under the EPFO 3.0 framework. This new plan aims to provide retirement benefits to workers ...
20 Jul, 2026, 03.50 PM IST
EPF Scheme 2026: Key changes in nominations, PF withdrawals, and employer complianceKey features— such as the 12% contribution rate for employers and employees as well as the Rs.15,000 statutory wage ceiling—remain unchange...
20 Jul, 2026, 11.35 AM IST
Rs 1,800 EPF vs 12% of basic pay: Choosing Rs 1,800 monthly contribution can increase your in-hand salary, but is it worth?Employees face a choice between higher immediate income and a larger retirement fund. Reducing EPF contributions increases take-home pay bu...
16 Jul, 2026, 03.50 PM IST
EPF interest credit by July 15, 2026: How to check if 8.25% interest has been credited to your PF accountEmployees’ Provident Fund interest for FY 2025-26 will be credited by July 15, 2026. Subscribers will receive an 8.25% interest rate on the...
08 Jul, 2026, 05.36 PM IST