Searched for
EPF FOR RETIREMENT PLANNING
NPS growth, performance, market-linked annuities; Sriram Iyer, CEO of HDFC Pension, talks about India’s changing retirement landscapeIndia's retirement planning is evolving with rising private sector NPS participation and evolving annuity products. While government contri...
Can salary-linked SIPs transform mutual fund investing for salaried Indians? Experts weigh inSebi has proposed a framework allowing salaried employees to invest in mutual funds through salary deductions, similar to EPF and NPS. This...
Salary hike this appraisal season? New labour codes and tax rules may change your real take-home payAppraisal season this year saw companies begin aligning salary structures with new labour codes and updated income tax rules. While some fi...
Retiring with a large EPF corpus? Here’s how to allocate money across fixed income and mutual fundsRetirees with large EPF corpus need to balance safety with growth. Financial planners advise focusing on stable, tax-efficient income gener...
From Rs 17 lakh education loan to Rs 50 lakh net worth in 4 years: Can you replicate this Reddit success story?A 29-year married Reddit user has shared his story of how, just four years into his job, he not only paid off his education loan but also c...
Mother's Day Special: How AI, apps are empowering women to manage finances, improve health, build careerWomen are learning to keep pace with the ubiquitous apps and AI, shrugging off dependence on their kids for financial transactions, online ...
EPF + own house = retirement sorted? CA warns how your Rs 2 crore flat can leave you cash-poorA chartered accountant's analysis reveals a significant gap in India's traditional retirement plan of owning a home and EPF. Savings often ...
Inspection scheme soon to flag firms dodging EPFOIn a bid to strengthen worker protections, the Labour and Employment Ministry is launching a comprehensive inspection program. This proacti...
India Inc salary restructuring: How new labour codes and income tax rules will impact take-home pay and retirement savingsSalaried employees face uncertainty as new labor codes and tax rules loom. Companies are preparing for changes, but widespread implementati...
Started investing in your 40s-50s? Compensate for lost years with higher savings and disciplined investingThe good thing is that you would be earning well in your 40s and 50s. Combine this with the fact that many of your other goals would have b...
GPF interest rate for government employees: Has Finance Ministry changed GPF interest rate for April-June 2026 quarter?The Ministry of Finance has announced the General Provident Fund (GPF) interest rate for the April-June 2026 quarter will remain at 7.1%. T...
Think your NPS saving is enough for retirement? Watch out for this common mistake that could derail your financial plansMany investors overlook their National Pension System, assuming retirement plans are on track. However, a 'set and forget' approach can lea...
Laid off or lost your job? Use 75% EPF amount while rest 25% compounds @8.25% - Check EPFO withdrawal rules in case of unemploymentWhile members are entitled to take out up to 100% of their eligible EPF balance, including both employee and employer contributions, there ...
Will EPF interest rate rise to 10%? Central government clarifies stance on rate hike and feasibilityThe government has stated it has not received formal requests from labour unions to raise the Employees Provident Fund interest rate to 10%...
Can 8.25% EPF return match 16% equity return? CA explains unique situations how it canA chartered accountant illustrates scenarios where EPF's 8.25% return can match 16% equity returns over five years, highlighting EPF tax ad...
Retirement planning: How EPF, NPS can help you get government-like pensionOne of the common miscalculations which most people do while saving for retirement is the ability of the corpus to compensate for the infla...
Seven money mistakes that can hurt your retirement planning and goalsThere are several excuses for not starting retirement planning timely and “we are eligible for pension” is one of them. Even those who unde...
Retirement planning: How to maximise returns from EPF, NPS investmentsIn the dynamic retirement landscape, EPF and NPS are critical pillars of your retirement planning.
Should I keep my money in EPF account or invest elsewhere after retirement?"You may choose to retain your money in this account for up to three years after you retire - the EPF balance stops earning interest after ...
80% of companies want tax friendly retirement plans: India Retirement Benefits Response StudyWhile 70 per cent of companies feel that increased employee education is the need of the hour, 59 per cent suggest making access to plans s...