From Rs 17 lakh education loan to Rs 50 lakh net worth in 4 years: Can you replicate this Reddit success story?A 29-year married Reddit user has shared his story of how, just four years into his job, he not only paid off his education loan but also c...
11 May, 2026, 04.20 PM IST
Think your NPS saving is enough for retirement? Watch out for this common mistake that could derail your financial plansMany investors overlook their National Pension System, assuming retirement plans are on track. However, a 'set and forget' approach can lea...
08 Apr, 2026, 02.50 PM IST
When will EPF interest be credited to your provident fund account as EPFO keeps rate unchanged at 8.25%?EPFO has announced an 8.25% interest rate for the financial year 2025-26. This rate remains unchanged from the previous year. Employees' Pr...
06 Mar, 2026, 03.15 PM IST
EPF vs PPF vs NPS: Which retirement investment works best for you?Planning for retirement can feel overwhelming with so many options available. This guide breaks down India's three most popular retirement ...
10 Dec, 2025, 05.06 PM IST
Tax-free, risk-free, and effort-free. But CA says many employees make mistakes that cost lakhs in lost savingsChartered Accountant Nitin Kaushik highlights the benefits of Employee Provident Funds. EPF is a government-backed savings tool. It offers ...
19 Jul, 2025, 03.33 PM IST
UPS like pension for private sector employees? How NPS plus EPF can get you regular income like Unified Pension Scheme; check calculationWhile govt employees got their much awaited demand met as government launched a new pension scheme called Unified Pension Scheme which offe...
02 Sep, 2024, 01.07 PM IST
EPF interest rate fixed at 8.15% for FY 2022-23 by EPFO; hikes interest rate by 0.05%The Employees Provident Fund Organisation (EPFO) has fixed the interest rate at 8.15% for financial year 2022-23 as per the sources quoted ...
29 Mar, 2023, 12.11 PM IST
Retirement planning: How EPF, NPS can help you get government-like pensionOne of the common miscalculations which most people do while saving for retirement is the ability of the corpus to compensate for the infla...
19 Jan, 2022, 05.12 PM IST
ITR filing: How to report excess employer contribution to EPF, NPS, retirement fundsWith effect from the financial year 2020-21, the excess contributions made by the employer to EPF, NPS and retirement funds will be taxed a...
30 Sep, 2021, 10.11 AM IST
Tax on EPF interest will not impact these salaried peopleIf your current basic salary is up to Rs 1,73,611 per month and you are not contributing to VPF then you do not need to worry about the tax...
05 Feb, 2021, 06.07 PM IST
You could soon get the option to lower your EPF contribution. Should you go for it?Financial planners say reducing contribution to the EPF will have far reaching implications for the employee.
11 Dec, 2019, 05.02 PM IST
Factors you should consider before opting for higher pension under EPS schemeWeigh in factors like your tax slab, salary growth trajectory and trust in the EPFO before you decide.
10 Apr, 2019, 12.55 PM IST
How new EPF rules are going to impact youThe scheme is undergoing sweeping changes. Apart from recent tweaks in rules, new measures proposed could change its very structure.
12 Oct, 2018, 12.28 PM IST
Lowering of PF contribution proposed: Here is how it will impact youThis can impact your take-home pay and the corpus accumulated at the time of retirement. Further, the cost-to-company will change too.
02 Aug, 2018, 11.27 AM IST
Time for a closer look at the black-hole called EPSThe FM proposal to tax EPF corpus or probably the interest portion has raised a huge hue and cry among salaried class of the country.
25 Oct, 2016, 04.43 PM IST
Economic Survey 2016 wants employee contribution to EPF be made optionalThe survey has suggested that employees could be allowed to choose whether or not to save 12 per cent of their salary into EPF or keep it a...
26 Feb, 2016, 01.29 PM IST
- BJP seeks 9.5% int on EPF, says will oppose FM's decision
Accusing the government of being "hell-bent" on reducing the rate of interest on EPF, the BJP today said it will not accept any decision.
12 Jan, 2012, 08.19 PM IST