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EMI VS SIP
Think property makes you rich? These 5 facts tell a different storyAs per a 2017 RBI report, a typical middle-class Indian family puts 70-80% of its net worth into realty. No asset class would be considered...- The hidden cost of looking better: What health insurance covers, and what it leaves you to payRising demand for weight-loss drugs, cosmetic procedures and wellness treatments is creating a growing out-of-pocket healthcare expense cat...
- Your monthly spend also decides how soon you can retire: Expense tracking apps, AI tools are changing how Indians investExpense-tracking apps, spreadsheets, Artificial Intelligence (AI) -generated analysis, and budgeting dashboards are not merely bookkeeping ...
- Buying vs renting a home: ₹1 crore home today or ₹6 crore corpus after 20 years - how the strategy of renting and investing may beat buying a house in IndiaBuying a home in Indian metros is an emotional decision, but financial realities are shifting. Renting and investing the difference between...
- Mother’s Day 2026: Why mutual fund SIPs, emergency funds, and insurance are essential for mothersFinancial experts emphasize smart planning for mothers' future security, urging early and consistent investing. Flexi-cap and large-cap fun...
- Noida techie earning Rs 12 LPA asks ChatGPT when he can get married? AI replies 'Year 1 tight, Year 2 tight, Year 3 comfortable'A Noida-based techie earning Rs 12 LPA asked AI when he could get married comfortably after sharing his full expense and savings details. B...
- Boosting Rs 1.8 cr retirement corpus to Rs 9.1 cr: How your 8% salary hike can easily increase your SIP by 20%Boosting SIP investments beyond salary hikes can significantly amplify wealth creation. Increasing SIPs by 20% annually, compared to a flat...
- Bounced cheque, debit mandate failure? You could face up to 2 years in jail, know the real cost of payment failuresBounced cheques and failed mandates are more than administrative issues, carrying potential criminal charges and significant financial pena...
- Valentine & money: Love may be blind, but ignoring your partner’s financial habits can cost you laterLove often overlooks financial compatibility. Experts warn of red flags in dating, from unequal spending to conflicting money personalities...
- CA shares 10 finance word pairs that quietly decide whether your money grows or disappearsFinancial success hinges on understanding money's true behavior, not just income. CA Nitin Kaushik highlights key word pairs like cash flow...
- How Rs 3,900 invested monthly in SIP can pay back Rs 66 lakh of your home loan interestInvesting a mere 10% of your home loan EMI in an equity mutual fund SIP can potentially pay back the entire interest paid on a Rs 50 lakh h...
- EMI vs SIP: How saving first could save you thousands and your financial freedomIt is vital to have a balance in your expenses. We are not saying no to any of those purchases on EMI, but your life should not be based on...
- SIPs now a way of life: ABSL AMC’s A Balasubramanian sees flows hitting Rs 35,000 crore by FY26-endSystematic Investment Plans are now a popular savings choice for Indian families. People are seeing mutual funds as a safe way to save, not...
- Couple earn Rs 2.8 lakh monthly but their 'smart investment' turned into financial stress. CA shares the storyA couple earning Rs 2.8 lakh per month purchased two properties, anticipating rental income to cover EMIs. However, their EMIs severely str...
- Home loan prepayment of Rs 50,000 vs Rs 1 lakh per year: Which option can save Rs 29 lakh on Rs 40 lakh loan?Paying off a home loan faster can be achieved through partial prepayments. For a Rs 40 lakh loan at 8.5% interest, prepaying Rs 50,000 annu...
- Earning Rs 25 LPA and still struggling? CA says you are not 'poor', just 'systematically trapped'Many Indian middle-class earners struggle financially despite high salaries. Chartered Accountant Nitin Kaushik highlights the 'financial a...
- Pay Rs 40,000 home EMI or invest Rs 40,000 and stay on rent? CA decodes the dilemma many professionals face in early careerChartered Accountant Nitin Kaushik has sparked discussion among young professionals by advising against early homeownership, warning that l...
- 'That iPhone could have been a mutual fund SIP': Data scientist blames ego for Indian middle class’s EMI burdenData scientist Monish Gosar’s viral post blames India’s middle class for its rising EMI burden, not the economy. He argues people trade lon...
- Investing in the 30s: Here’s how to create a generous corpus even in your late 30sChirag Muni of Anand Rathi Wealth says: Start investing in your 30s with a well-planned portfolio of mutual funds and SIPs. Allocate 20% of...
- Inflation worries: A rupee saved today can potentially be 3-5x higher 8-10 years down the lineInflation is the same termite that can completely eat into household savings, which otherwise could have been used for buying a home or a c...
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