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EMI TO INCOME RATIO
Biggest threat to middle-class is not layoffs, market crash or inflation: Gujarat CA reveals one thing quietly making all three worseA chartered accountant has warned that biggets threat to middle class in the next few year is not layoffs, market crash or inflation. He ha...- ETMarkets Smart Talk| A ₹25,000 monthly SIP can grow to ₹2.17 crore in 15 years—with a 10% annual step-up: Jeet MarwadiIn an interview with Kshitij Anand of ETMarkets, Jeet Marwadi, Founder and Managing Director of 1 Finance, explains why reviewing loans, in...
- Taking a gold loan? Key costs, repayment rules, and risks to check before pledging jewelleryCheap, quick and no credit check needed, yet your jewellery could be at risk.
- Can Moneyview IPO deliver long-term growth for high-risk investors?Moneyview, a digital lending platform, is planning a ₹750 crore IPO to fund loan growth. The company's registered users increased significa...
- Credit card issuers push EMI loans to counter revolver model misfireWith a smaller share of customers carrying balances month to month, interest-bearing receivables are growing more slowly than transaction v...
- Think a Rs 1 lakh salary means a Rs 60 lakh home loan? CA explains what banks actually checkA Rs 1 lakh monthly salary does not automatically mean you can get a Rs 60 lakh home loan, CA Nitin Kaushik explained. Banks assess factors...
- JM Financial initiates coverage on OnEMI Technology with Buy call, sees 28% upsideJM Financial has initiated coverage on OnEMI Technology Solutions with a Buy rating and a target price of Rs 385, implying around 28% upsid...
- 'Revolver' misfire hits credit card issuers: India's credit card boom sees lower bank profitsCredit card profits are shrinking for Indian banks as spending rises. Customers now use cards more for payments than borrowing, reducing in...
- Guest and temporary teachers: How to build financial security with job uncertaintyThough the integration of temporary faculty reduces the teaching burden for the university’s permanent staff, the former often get the shor...
- Ahmedabad, Pune most affordable housing markets in 2025: Knight Frank reportHousing affordability improved across major Indian cities in 2025, led by Ahmedabad, Pune and Kolkata, thanks to lower home loan rates, Kni...
- Homebuyers gain as RBI’s repo cuts improve housing affordability in H1 2025India's housing affordability improved in the first half of 2025 due to the RBI's repo rate cuts, enhancing EMI-to-income ratios in most ma...
- Buying a house? These are the most and least affordable cities in India in 2024; full listA recent report reveals which are the most and least affordable cities for homebuyers in India. The study analysed price-to-income and EMI-...
- Where to buy a budget house? Here are 5 most affordable cities in India in 2023The 250 basis points increase in policy rates has reduced affordability across markets by 2.5 per cent on average, showed Knight Frank Indi...
- Housing affordability in Indian property markets at decadal best in 2021, says reportAhmedabad has emerged as the most affordable housing market in the country with an affordability ratio of 20% followed by Pune and Chennai ...
- Buying a house is becoming more difficult for Indians: RBI reportHere's what RBI found about the spending pattern of Indians and their ability to service home loans.
- How to increase your home loan eligibilityHome loan aspirants should ideally repay their existing loans and close all previous loan accounts by taking the loan closure or 'no-dues' ...
- Seven things that can impact your credit scoreCredit score has a direct impact on your financial life. Higher credit score suggests lower risk of default and vice versa. These 7 factors...
- Criteria banks use to evaluate home loan applicationsIt is important to understand how lending institutions evaluate home loan applications in order to get easy access to loans.
- How financial decision-making can make your future financially secureA lot of people confuse insurance with investment and end up parking a lot of money there at a meagre return of 4-6% despite the availabili...
- Home loan processing just got tougherBanks, wiser from meltdown, are rechecking installment-to-income ratios, the figure that determines EMI. Understanding Sub-PLR loans I Time...
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