Searched for
EMI REPAYMENT OPTIONS
‘Rs 70,000 Salary, Rs 15.5 lakh debt, no savings, no property and a dependent mother’: Woman’s viral post on loan burden sparks financial adviceA 31-year-old woman's plea for financial help on Reddit highlighted the struggles of being the sole earner supporting her mother on a ₹70,0...
How a simple home loan EMI calculation before you apply can reduce your interest burdenA home loan EMI calculator is an invaluable tool for financial planning, allowing users to estimate monthly repayments, total interest, and...
RBI holds repo rate, but for how long will relief for home loan borrowers continue?The RBI’s decision to keep the repo rate unchanged at 5.25% has provided relief to home loan borrowers, but rising inflation could trigger ...
BharatPe Flex launched: Pay via UPI now, settle bills later with credit line and up to 45 days of interest-free usageBharatPe and YES Bank introduce BharatPe Flex, a new credit-on-UPI service. This facility allows eligible users to make UPI payments even w...
No cost EMI a scam? CA warns why it can be a financial trap targeting middle classNo-cost EMIs are popular in India, making big purchases seem affordable. Chartered accountant Nitin Kaushik warns this is a psychological s...
Harassed by loan recovery agents? Know your legal rights and 6 steps to fight backBorrowers struggling with debt often face harassment from recovery agents through abusive calls, threats, public shaming, and unauthorised ...
Banks are cutting credit card perks quietly; Learn how to get more value from your walletMany banks have recently reduced credit card rewards, cashback limits, and perks, prompting cardholders to reassess their spending strategi...
How a personal loan EMI calculator can help you plan repayments betterUnderstanding personal loan EMIs is crucial for managing major expenses. An EMI calculator helps estimate monthly repayments based on loan ...
10 lowest floating vs fixed home loan interest rates: PNB, ICICI Bank, Bank of Baroda and moreHome loan interest rates: Choosing a home loan involves comparing floating and fixed interest rates. Floating rates can decrease but also i...
Understand loan eligibility before applying for a loan for doctorsMedical professionals can secure loans for practice expansion by understanding lender criteria. Key factors include qualifications, credit ...
Instant ₹10,000 loan approval strategy: How to pick lenders offering the best interest ratesA ₹10,000 instant personal loan may look small on paper, but that doesn’t mean you should choose a lender casually.
A foreign degree at zero cost? These scholarship strategies can turn your dream of overseas education into fully funded studySecuring prestigious scholarships for studying abroad requires more than just academic merit; it demands years of dedicated groundwork and ...
This summer season, explore Usha ceiling fansUsha International unveils its 2026 ceiling fan collection, featuring energy-efficient BLDC models and stylish designer fans. These fans ca...
Planning to take home loan? 5 smart ways to maximise your benefitsThe amount you borrow should depend on your personal financial situation, including monthly expenses, existing liabilities, lifestyle needs...
Can you fulfil your study abroad dream without going broke? Here are 7 ways to minimise costsStudying abroad involves more than just academic merit; it's a significant financial investment. Indian students often underestimate hidden...
Personal loan interest rates from 8.75% in 2026: Compare PSU vs private bank rates before you applyPersonal loan interest rates 2026: Personal loans offer flexible terms and minimal documentation, with interest rates varying by income. Un...
How secured loans can open new doors to credit-based growth for MSMEsSecured loans offer MSMEs a pathway into the formal credit system, eliminating the need for years of audited financials or a long operation...
6 smart ways to repay your home loan without losing your mind and moneyThese plans are a win-win for both the lender and borrower. In fact, some of these plans boost your repayment capacity with tax benefits.
- Is pre-EMI option better than the full EMI one while buying a house?
While the pre-EMI option may appear more attractive, this can prove to be more expensive than the full EMI in the long run.
- Flexible repayment options
Here are a few popular repayment schemes: