Luxury schools, big EMIs, premium vacations: CA warns why not low income but expensive expectations is a financial riskUrban Indian professionals face a new financial risk. High salaries no longer guarantee peace of mind. Rising lifestyle expectations trap m...
25 May, 2026, 09.31 AM IST
Bengaluru techie after quitting Rs 2.5 lakhs per month corporate job, now does odd jobs and travels: ‘Income has dropped but life is meaningful’Apeksha Jain traded a Rs 2.5 lakh monthly salary for a life of travel and simple work. After years in corporate roles, she found fulfillmen...
15 May, 2026, 09.37 AM IST
iPhone 17 Pro Max, iPhone Air and iPhone 16 get upto Rs 25,000 discount in summer sale. Check special offers and dealsFlipkart, Amazon and Croma are currently offering major discounts on Apple’s latest iPhones, including the iPhone 17 Pro Max, iPhone Air an...
09 May, 2026, 05.52 PM IST
Can you get another loan if you’re already paying EMIs? Here’s the answerYour salary is just the start for loan approval. Lenders scrutinize your income after deducting all current EMIs. This remaining amount, me...
05 May, 2026, 11.25 AM IST
How secured loans can open new doors to credit-based growth for MSMEsSecured loans offer MSMEs a pathway into the formal credit system, eliminating the need for years of audited financials or a long operation...
21 Apr, 2026, 11.15 AM IST
Repo rate cut: Your home loan interest, EMI burden set to dipSince all new, retail floating-rate home loans sanctioned after 1 October, 2019 are linked to an external benchmark, which is the repo rate...
08 Dec, 2025, 11.33 AM IST
CA warns: Your Rs 50 lakh home loan silently can become Rs 98 lakh unless you take this one important step to save Rs 13 lakhHome loans can become a financial trap, costing nearly double the borrowed amount in interest. CA Nitin Kaushik reveals how small, strategi...
20 Nov, 2025, 01.51 PM IST
How you can save Rs 15 lakh on a Rs 60 lakh home loan taken in overdraft formA home loan overdraft account lets you park surplus cash to slash interest payments while retaining access to your money, unlike traditiona...
20 Nov, 2025, 12.20 PM IST
Rs 7.71 lakh savings on Rs 50 lakh home loan: Check how much you will save after RBI’s 50 bps repo rate cutIf you go for EMI reduction after interest rate reduction, it doesn't only lower your monthly outgo by reducing your EMI, it could also sla...
20 Jun, 2025, 12.31 PM IST
Good news for SBI borrowers: Bank reduces these lending rates by 25 basis points after repo rate cut by RBIFollowing RBI's repo rate cut, SBI has also reduced its EBLR, or external benchmark lending rate, and RLLR (repo-rate linked lending rate)....
15 Apr, 2025, 01.16 PM IST
Reduce home loan EMI or cut tenure? What will save you more on interest after RBI repo rate cut by 50 bps?Home loan EMI reduction: After a long time, the RBI has relieved the borrowers by cutting the repo rate successively by 50 basis points. Wi...
11 Apr, 2025, 01.36 PM IST
Good news for SBI home loan borrowers: EMIs to fall as the bank reduces the lending ratesState Bank of India (SBI) has reduced its External Benchmark-based Lending Rate (EBLR) and Repo Linked Lending Rate (RLLR) by 25 basis poin...
14 Feb, 2025, 06.37 PM IST
Will the wait of home loan borrowers for reduction in EMIs be a reality in October this year? Here’s how to make the best of falling ratesHome loan borrowers experiencing high EMIs may soon benefit from falling interest rates. Experts expect a rate cut cycle influenced by US F...
08 Aug, 2024, 12.39 PM IST
Easy way to get bank to cut your home loan EMI now without extending tenureSharp rise in interest rate has created a big dent in household budget of the most of the home loan borrowers as the EMIs have gone up arou...
21 Apr, 2023, 05.39 PM IST
Home loan:10 banks offering lowest home loan interest ratesWith the RBI increasing key policy rates since May 2022, many banks too have increased their lending rates in tandem. This is bad news for ...
16 Sep, 2022, 03.26 PM IST
Don't opt for a lower EMI, shorten loan tenure insteadThe choice of lowering the EMI and keeping more money in hand may sound tempting. But it's best to reduce the tenure of the loan.
03 May, 2012, 10.06 AM IST
- HDFC cuts retail prime lending rate
A half percentage point cut would result in an EMI reduction of Rs 34 for every Rs 1 lakh for a 20-year loan. Top 20 Global Banks | Top Ind...
25 Mar, 2009, 08.22 AM IST